Obamacare and you

[11B4V]

I had an idea before was an idiot, nice to see it confirmed.

Prove your statement then. Dont talk shit. Prove it.

No need to prove it myself, you are doing a fine job yourself.

[Razgovory]

Dude, you are flailing around out there.

[11B4V]

Dude, you are flailing around out there.

Dude, Meri provided what I was asking to her credit.

Shouldnt you be spending time on the HC exchanges? Where's my $20 fucker? 

[merithyn]

I think there are a number of valid concerns.

Will the surge in demand significantly raise health care costs?

Will the employer mandate lead to more unemployment and/or further shifts from full time to part time employment?

Will it significantly increase the deficit?

I agree with all of these concerns. The ACA isn't pretty. It has a LOT of issues. But it's a start toward getting healthcare coverage to everyone. You can't tell insurance companies that they have to insure even the most uninsurable without giving them some way to also make money on it. The mandates are meant to do that.

So long as we continue to use private insurance companies, there are going to be some issues to deal with. I still think that private insurance with government subsidies is the better option (like how Medicare works). But it's a work in progress, and it will take time to shake it into the best process for most people.

[merithyn]

Dude, Meri provided what I was asking to her credit.

Sorry it took so long. I was working on my C++ homework.

[Razgovory]

Dude, you are flailing around out there.

Dude, Meri provided what I was asking to her credit.

Shouldnt you be spending time on the HC exchanges? Where's my $20 fucker?

You need to send me your address before I can send you any money in the mail.   I keep asking you about that.  PM me.

[11B4V]

Dude, you are flailing around out there.

Dude, Meri provided what I was asking to her credit.

Shouldnt you be spending time on the HC exchanges? Where's my $20 fucker?

You need to send me your address before I can send you any money in the mail.   I keep asking you about that.  PM me.

Dont worry about it. You need it more than me.

Get a paypal account for Christ's sake. And I'm the one that gets called idiot.

[11B4V]

Dude, Meri provided what I was asking to her credit.

Sorry it took so long. I was working on my C++ homework.

NP. I just wasn't seeing your point. 

[Maximus]

So is this a valid criticism of the situation?

http://www.nationalreview.com/article/360342/obamacare-sickens-american-workers-deroy-murdock

The big flaw I see in this is the assumption that people moving from employer-based coverage to the exchanges is a bad thing.

I'm not sure the exchanges are a good idea, but I'm practically certain they are a better idea than employer-based.

[Admiral Yi]

Losing the employer's contribution to the premium is almost certainly a bad thing from the employee's POV. 

[grumbler]

Sorry didn't know GF was Canadian. But your statement on Vermont guy is what concerns me.

I don't understand how a Canadian is the same as a guy from Vermont.  B4tard math doesn't add up for me.

Are you senile?

  No, I was imitating a moronic post.  Seems to have hit a nerve.

[Maximus]

Losing the employer's contribution to the premium is almost certainly a bad thing from the employee's POV.

In that case I suspect the employee's POV is flawed.

Not that that makes you wrong, but you'll notice I'm saying it is a positive, not that it will be positively viewed.

[Admiral Yi]

In that case I suspect the employee's POV is flawed.

You've lost me Max.  How is a preference for paying $200 month vs. $400 a month indicative of a flawed perspective?

[merithyn]

In that case I suspect the employee's POV is flawed.

You've lost me Max.  How is a preference for paying $200 month vs. $400 a month indicative of a flawed perspective?

Because they get to choose their own plans, which gives more flexibility in coverage plans, deductibles, physician groups, etc.

Depending on what plans are chosen, they may not have to pay more per month.

[Maximus]

In that case I suspect the employee's POV is flawed.

You've lost me Max.  How is a preference for paying $200 month vs. $400 a month indicative of a flawed perspective?

The employer contribution is coming out of their other compensation. Granted many will not see it this way.

In the long term, removing employer contributions should cause other compensation to rise accordingly, but insurance costs will rise immediately, which makes it hard to see the positive. The positive being what Meri outlined.