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Obamacare and you

Started by Jacob, September 25, 2013, 12:59:55 PM

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What's the impact of Obamacare for you (and your family)? Assuming it doesn't get defunded or delayed, of course...

I live in a state that's embracing Obamacare and it looks like I'm set for cheaper and/or better healthcare.
9 (14.1%)
I live in a state that's embracing Obamacare and it looks like I'm going to be paying more and/or get worse coverage.
5 (7.8%)
I live in a state that's embracing Obamacare and it looks like I'm largely unaffected by Obamacare, other than the effects of the general political theatre.
6 (9.4%)
My state is embracing Obamacare, but I have no clue how it will impact me personally.
1 (1.6%)
I live in a state that's rejecting Obamacare and it looks like I'm set for cheaper and/or better healthcare.
0 (0%)
I live in a state that's rejecting Obamacare and it looks like I'm going to be paying more and/or get worse coverage.
1 (1.6%)
I live in a state that's rejecting Obamacare and it looks like I'm largely unaffected by Obamacare, other than the effects of the general political theatre.
7 (10.9%)
My state is rejecting Obamacare and I have no idea how Obamacare is going to impact me.
1 (1.6%)
The American health care system doesn't affect me, but I'm watching how the whole thing plays out with interest.
20 (31.3%)
The American health care system doesn't affect me and frankly I don't care.
8 (12.5%)
Some other option because the previous 10 were not enough...
6 (9.4%)

Total Members Voted: 63

sbr

I had an idea before was an idiot, nice to see it confirmed. :lol:

Eddie Teach

Quote from: sbr on October 07, 2013, 12:38:25 AM
I had an idea before was an idiot, nice to see it confirmed. :lol:

I'm not real sure the extent to which he's trolling. I'm not sure he knows either.  :hmm:
To sleep, perchance to dream. But in that sleep of death, what dreams may come?

11B4V

Quote from: sbr on October 07, 2013, 12:38:25 AM
I had an idea before was an idiot, nice to see it confirmed. :lol:

Prove your statement then. Dont talk shit. Prove it.
"there's a long tradition of insulting people we disagree with here, and I'll be damned if I listen to your entreaties otherwise."-OVB

"Obviously not a Berkut-commanded armored column.  They're not all brewing."- CdM

"We've reached one of our phase lines after the firefight and it smells bad—meaning it's a little bit suspicious... Could be an amb—".

11B4V

Quote from: Peter Wiggin on October 07, 2013, 12:57:09 AM
Quote from: sbr on October 07, 2013, 12:38:25 AM
I had an idea before was an idiot, nice to see it confirmed. :lol:

I'm not real sure the extent to which he's trolling. I'm not sure he knows either.  :hmm:

Someone explain in the extreme case of 650/mo vs. 42/mo and how it benefits GF. I'll even let you close the gap and add what I pay for dental which is 118/mo to my total.

How is this good for a up and coming lower middle class family for example.

No trolling here. The numbers a'int adding up to me.
"there's a long tradition of insulting people we disagree with here, and I'll be damned if I listen to your entreaties otherwise."-OVB

"Obviously not a Berkut-commanded armored column.  They're not all brewing."- CdM

"We've reached one of our phase lines after the firefight and it smells bad—meaning it's a little bit suspicious... Could be an amb—".

Eddie Teach

Quote from: 11B4V on October 07, 2013, 01:14:42 AM
Someone explain in the extreme case of 650/mo vs. 42/mo and how it benefits GF. I'll even let you close the gap and add what I pay for dental which is 118/mo to my total.

How is this good for a up and coming lower middle class family for example.

No trolling here. The numbers a'int adding up to me.

GF benefits by living in Quebec and not having to pay 650/month. You benefit by having a job that pays most of your health care. The guy in Vermont who doesn't have a job like that is the one who's screwed.

Companies who cut benefits due to Obamacare will have the same drawbacks as companies who cut pay- some of their employees will find work elsewhere.
To sleep, perchance to dream. But in that sleep of death, what dreams may come?

11B4V

Quote from: Peter Wiggin on October 07, 2013, 01:25:30 AM
Quote from: 11B4V on October 07, 2013, 01:14:42 AM
Someone explain in the extreme case of 650/mo vs. 42/mo and how it benefits GF. I'll even let you close the gap and add what I pay for dental which is 118/mo to my total.

How is this good for a up and coming lower middle class family for example.

No trolling here. The numbers a'int adding up to me.

GF benefits by living in Quebec and not having to pay 650/month. You benefit by having a job that pays most of your health care. The guy in Vermont who doesn't have a job like that is the one who's screwed.

Companies who cut benefits due to Obamacare will have the same drawbacks as companies who cut pay- some of their employees will find work elsewhere.

Sorry didn't know GF was Canadian. But your statement on Vermont guy is what concerns me.



"there's a long tradition of insulting people we disagree with here, and I'll be damned if I listen to your entreaties otherwise."-OVB

"Obviously not a Berkut-commanded armored column.  They're not all brewing."- CdM

"We've reached one of our phase lines after the firefight and it smells bad—meaning it's a little bit suspicious... Could be an amb—".

grumbler

Quote from: 11B4V on October 06, 2013, 08:48:59 PM
Quote from: grumbler on October 06, 2013, 08:27:01 PM
All you 'tards are so predictable.

As well as you flip floppers.
:lol:  I hope that irony was intended.
The future is all around us, waiting, in moments of transition, to be born in moments of revelation. No one knows the shape of that future or where it will take us. We know only that it is always born in pain.   -G'Kar

Bayraktar!

Grey Fox

@11B Liberaltards think individual mandate healthcare system are insane but the US Liberaltards take what they can.

I'd probably qualify for some tax credits but there is no way to know since to find that out I have to filled a real application & I think they'll know I'm not an American.

To be fair the system also said that I could qualify for medicaid.

To me the difference between me paying an hypothetical 650/mo and your 42/mo is that before I couldn't get insurance because of pre-existing conditions or other such nonsense. Yeah, it's expensive but so is getting cancer care.

I have a 11 weeks old at home, what if he has type 1 diabetes? No insurance for him his entire life?
Colonel Caliga is Awesome.

grumbler

Quote from: 11B4V on October 07, 2013, 01:41:45 AM
Sorry didn't know GF was Canadian. But your statement on Vermont guy is what concerns me.

I don't understand how a Canadian is the same as a guy from Vermont.  B4tard math doesn't add up for me.
The future is all around us, waiting, in moments of transition, to be born in moments of revelation. No one knows the shape of that future or where it will take us. We know only that it is always born in pain.   -G'Kar

Bayraktar!

sbr

Quote from: 11B4V on October 07, 2013, 01:05:15 AM
Quote from: sbr on October 07, 2013, 12:38:25 AM
I had an idea before was an idiot, nice to see it confirmed. :lol:

Prove your statement then. Dont talk shit. Prove it.

No need to prove it myself, you are doing a fine job yourself.

merithyn

To spell it out a bit more (though I think Yi already mentioned this), the Vermont guy will have to pay $650/month out of pocket for his insurance because his employer isn't paying anything for his. The assumption is that his job will also pay him more in salary to make up for not offering insurance, so that they will entice good employees from other companies who do offer paid health insurance.

You, B4, are paying $40/month out of pocket. (And so we're clear, that's $20/paycheck? Or is it $40/paycheck? A lot of people get that confused.) However, a part of your monthly pay goes toward covering the rest of your insurance.

So, what your company pays for insurance is considered part of your salary. You may not be paying for it from your checking account, but you are paying for it from your wages. That has to be factored into it in order to compare apples to apples.
Yesterday, upon the stair,
I met a man who wasn't there
He wasn't there again today
I wish, I wish he'd go away...

OttoVonBismarck

I thought Vermont was one of the States that had instituted state level single payer?

Grey Fox

#207
Quote from: OttoVonBismarck on October 07, 2013, 09:11:11 AM
I thought Vermont was one of the States that had instituted state level single payer?

They voted it in, yes. It hasn't been fully implemented yet, Obamacare is part of the process.

I found Vermont's subsidy calculator : http://info.healthconnect.vermont.gov/tax_credit_calculator

It takes my previous 650$/mo and takes it down to 215$/mo for a silverplan.

I'm sorry if I cause un necessary trolling, this is confusing to get acquainted with. I've never had an interest into that crazyness before.
Colonel Caliga is Awesome.

11B4V

Quote from: merithyn on October 07, 2013, 08:29:57 AM
To spell it out a bit more (though I think Yi already mentioned this), the Vermont guy will have to pay $650/month out of pocket for his insurance because his employer isn't paying anything for his. The assumption is that his job will also pay him more in salary to make up for not offering insurance, so that they will entice good employees from other companies who do offer paid health insurance.

You, B4, are paying $40/month out of pocket. (And so we're clear, that's $20/paycheck? Or is it $40/paycheck? A lot of people get that confused.) However, a part of your monthly pay goes toward covering the rest of your insurance.

So, what your company pays for insurance is considered part of your salary. You may not be paying for it from your checking account, but you are paying for it from your wages. That has to be factored into it in order to compare apples to apples.

Thank you
"there's a long tradition of insulting people we disagree with here, and I'll be damned if I listen to your entreaties otherwise."-OVB

"Obviously not a Berkut-commanded armored column.  They're not all brewing."- CdM

"We've reached one of our phase lines after the firefight and it smells bad—meaning it's a little bit suspicious... Could be an amb—".

11B4V

Quote from: grumbler on October 07, 2013, 06:18:28 AM
Quote from: 11B4V on October 07, 2013, 01:41:45 AM
Sorry didn't know GF was Canadian. But your statement on Vermont guy is what concerns me.

I don't understand how a Canadian is the same as a guy from Vermont.  B4tard math doesn't add up for me.

Are you senile?
"there's a long tradition of insulting people we disagree with here, and I'll be damned if I listen to your entreaties otherwise."-OVB

"Obviously not a Berkut-commanded armored column.  They're not all brewing."- CdM

"We've reached one of our phase lines after the firefight and it smells bad—meaning it's a little bit suspicious... Could be an amb—".