How your income stacks up

[DisturbedPervert]

I´d like to see him admit doing that at the uni surrounded my the usual femi-nazi pack that prowls the area.

Especially using the same language.  The prisoner was stout and sturdily built.  The sex was not entirely unpleasant. 

[Monoriu]

If you calculate like that, 25 is too conservative. Most people retire between say 60-65 I guess. At that age, women in Germany still have an average life expectancy of about 23-24 years, men about 20 years or so. It's similar in other developed countries. Unless you are betting that you will be among those dying early, you need even more money.

25 times should last forever in most cases, because there will be interest and dividend income, and capital appreciation.  You take away 4%, the rest of the portfolio (96%) is still working for you for next year and beyond.  The number is arrived by testing hypothetical portfolios against past data.  It should survive even if it met Great Depression level recessions.  But past data is no gurantee of the future, so there is never 100% gurantee. 

[Zanza]

25 times should last forever in most cases, because there will be interest and dividend income, and capital appreciation.  You take away 4%, the rest of the portfolio (96%) is still working for you for next year and beyond.  The number is arrived by testing hypothetical portfolios against past data.  It should survive even if it met Great Depression level recessions.  But past data is no gurantee of the future, so there is never 100% gurantee.

So you leave the principal untouched? What's the point, especially if you don't have children? 

[Pat]

Migs fucked a POW. 

I don't know whether to consider that worse than knowingly fucking a slave whore, but the difference is certainly minute.

You're a nasty piece of work, Migs.

Well it's not something I'm proud of. Still not entirely sure of her status, those are only my suspicions, and at any rate I didn't develop those suspicions until later. It is not true to describe it as "knowingly". And anyway she didn't seem to mind the whole thing; quite the opposite. I'll admit this is hard to know for sure, especially as she didn't speak english. My friend was able to get some communication going and was told most their clients were arabs.

I´d like to see him admit doing that at the uni surrounded my the usual femi-nazi pack that prowls the area.

Law in Stockholm is a staunchly right-wing bastion, at least among the students (the same can not be said for the staff - in family law in particular we had to endure some feminazism). I've probably told some of my fellow students while drunk.

[Pat]

This is not a family forum.

I know it's not, but did you really want a detailed description?

[Razgovory]

This is not a family forum.

I know it's not, but did you really want a detailed description?

Some of us a pretty fucking weird.  There might be a desire to hear graphic details on how you raped a tamale.

[Pat]

The spelling is Tamil, and there will be no details. 

[crazy canuck]

And to think Pat old me several pages ago he was going to quit posting in this thread.

[Pat]

You misunderstood me; I meant I'd quit the discussion with you.

[Pat]

I apologize for my needlessly pointed words, though (I don't think you're only motivated by self-interest)

[Malthus]

Protip: usually, after your career's first 10 years you have enough to start buying things that can generate alternative sources of income. They can easily make you independent of your current job.

"Easily"? 

[Malthus]

This thread sure took a turn for the strange. 

[Eddie Teach]

Some of us a pretty fucking weird.  There might be a desire to hear graphic details on how you raped a tamale.

That depends. Was it hot?

[Razgovory]

Some of us a pretty fucking weird.  There might be a desire to hear graphic details on how you raped a tamale.

That depends. Was it hot?

Hot tamale.

[Pat]

 

I will say no more on this subject.