25 years old and deep in debt

[CountDeMoney]

Do they keep the total amount and interest rates hidden somewhere?  Like under that gray stuff on a scratch-off you need a nickel to rub off to read first?

[garbon]

"The number of graduates reporting surprise by the level of student debt they have accumulated is a big concern and shows that there is a considerable need for families to better understand the total cost of college learn how to fucking read a letter.

Yeah like I said the total cost bit is not a secret at all.

[fhdz]

Yeah, the problem isn't that the costs are out-of-the-blue, the problem is that the education you receive is no longer a good value. That's an entirely different issue.

[garbon]

Well those surveyed seem to say it is an issue but I can only see that meaning that they were kids when they made college decisions and didn't really understand what costs would mean.

[fhdz]

Well those surveyed seem to say it is an issue but I can only see that meaning that they were kids when they made college decisions and didn't really understand what costs would mean.

I know that when I went to college I certainly didn't grasp that I'd still be paying off my loans at age 38. Having said that, that's not the college's fault, it was mine.

[Admiral Yi]

I know that when I went to college I certainly didn't grasp that I'd still be paying off my loans at age 38.

That's quite a bit different than being surprised at the total amount of indebtedness.

[merithyn]

It's more an issue of being divorced from the amount. You get a letter every now and then that says, "As soon as you're done, you're going to owe $XXX,XXX." But that's like Monopoly money. And not only that, but what are your options? You get that letter at the end of your second year of school, realize how fast that amount is adding up... and what do you do? Quit, and start paying right away, your expectations of getting a decent job pretty much nil? Or keep at it, praying that that piece of paper will do what quitting won't?

[fhdz]

I know that when I went to college I certainly didn't grasp that I'd still be paying off my loans at age 38.

That's quite a bit different than being surprised at the total amount of indebtedness.

Yes, I agree. But I think when you're that age it's easy to read a number and go "oh, that sounds like a lot, but not a LOT lot" and then when you actually start having to make payments and shit you go "jesus, that really WAS a lot".

EDIT: Or, yeah. Basically what Meri said.

[Ed Anger]

Young people are stupid.

[fhdz]

Young people are stupid.

Also true.

[Ed Anger]

Young people are stupid.

Also true.

They need to be nerve stapled.

[Phillip V]

The music isn't in Phil.

I just spent the last 2 hours singing along to music instead of going to sleep.

But then I will wake up early in the morning to actually work a real job.

[Eddie Teach]

But then I will wake up early in the morning to actually work a real job.

Oh, I thought you worked in an office. 

[Phillip V]

The music isn't in Phil.

But is Phil in the music-maker? 

She's flaky personally just as professionally. Periodically messages and calls me out of the blue wanting to hang out, but then backs out when I respond with my available time. I shrug and propose the available time to another person.

[Phillip V]

But then I will wake up early in the morning to actually work a real job.

Oh, I thought you worked in an office. 

"real" = $$$ in this context