Obamacare and you

[MadImmortalMan]

Peace of mind while you're healthy? 

Yeah. Insurance is supposed to kick in when there is a catastrophe. Something you don't expect to happen but want to hedge against. My car insurance doesn't pay for gas or oil changes. Most people can absorb a fairly significant one time hit if it means they can save much more in consistent planned costs.

Having to pay five grand or go into debt five grand is a small price to not have to pay the 300k your heart surgery might cost you.

It's a problem if you can't ever save up five grand because you're too busy trying to keep super-low deductibles. The opportunity cost of that is not reasonable.

[MadImmortalMan]

How much of a deductible do you guys think you could handle without it wrecking your life? Assume you won't have to pay it more than say twice in your lifetime.

[Phillip V]

Oregon's Ardor for Health Exchange Meets Grim Reality

'The state, once one of the more ambitious in the federal health care overhaul, has among the most dysfunctional online insurance exchanges in the nation, only enrolling about 50,000 people so far.
...
In the most recent federal report, earlier this month, the state was tied at the bottom with West Virginia, with only 18 percent of eligible 18- to 34-year-olds.
...
More than $130 million has gone to California-based Oracle Corp., the main exchange IT vendor.'

http://www.nytimes.com/2014/03/21/us/health-care-exchange-in-oregon-not-meeting-high-hopes.html

[Grey Fox]

I understand deductibles but no Copays.

What are Copays?

Look it up on Baron's Healthsherpa. I've got that on my drug insurance. 10$/prescription.

[Valmy]

I understand deductibles but no Copays.

What are Copays?

Look it up on Baron's Healthsherpa. I've got that on my drug insurance. 10$/prescription.

After you have paid your deductible you still need to pay a copay every time you use your insurance.

[CountDeMoney]

Oregon's Ardor for Health Exchange Meets Grim Reality

'The state, once one of the more ambitious in the federal health care overhaul, has among the most dysfunctional online insurance exchanges in the nation, only enrolling about 50,000 people so far.
...
In the most recent federal report, earlier this month, the state was tied at the bottom with West Virginia, with only 18 percent of eligible 18- to 34-year-olds.
...

It's all that damned dope they're spending all their money on.

[CountDeMoney]

Whelp, now that I'm getting a decent paycheck, I finally dumped the Medicaid and went with a platinum plan with Blue Cross.  At least my specialist at Georgetown is in it, and all my scripts will be straightened out now.

[mongers]

Whelp, now that I'm getting a decent paycheck, I finally dumped the Medicaid and went with a platinum plan with Blue Cross.  At least my specialist at Georgetown is in it, and all my scripts will be straightened out now.

[Ed Anger]

Wait a minute, a specialist whose office can keep the scripts correct? A rare duck indeed.

[CountDeMoney]

Yes, ObamaCare was a success for me, both for the temporary Medicaid coverage and now for the plan I can afford, much to the chagrin of all the hateful Languishites that want me and millions of others dead.  Lulz, fuck you guys.

Funny thing is, if I were a bona fide federal employee, I wouldn't be paid at the rate I am as a contractor.  But I don't have health care coverage as a contractor, so it all sorta evens out, I guess.

[CountDeMoney]

Wait a minute, a specialist whose office can keep the scripts correct? A rare duck indeed.

I don't know how to put this, but he's kind of a big deal.

[Ed Anger]

The nurses hot?

[CountDeMoney]

Alas, you can't have everything.

[Ed Anger]

OBAMACARE FAILED

[HVC]

OBAMACARE FAILED

Hot nurses are getting harder and harder to find. Damn non-age discrimination laws!