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Obamacare and you

Started by Jacob, September 25, 2013, 12:59:55 PM

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What's the impact of Obamacare for you (and your family)? Assuming it doesn't get defunded or delayed, of course...

I live in a state that's embracing Obamacare and it looks like I'm set for cheaper and/or better healthcare.
9 (14.1%)
I live in a state that's embracing Obamacare and it looks like I'm going to be paying more and/or get worse coverage.
5 (7.8%)
I live in a state that's embracing Obamacare and it looks like I'm largely unaffected by Obamacare, other than the effects of the general political theatre.
6 (9.4%)
My state is embracing Obamacare, but I have no clue how it will impact me personally.
1 (1.6%)
I live in a state that's rejecting Obamacare and it looks like I'm set for cheaper and/or better healthcare.
0 (0%)
I live in a state that's rejecting Obamacare and it looks like I'm going to be paying more and/or get worse coverage.
1 (1.6%)
I live in a state that's rejecting Obamacare and it looks like I'm largely unaffected by Obamacare, other than the effects of the general political theatre.
7 (10.9%)
My state is rejecting Obamacare and I have no idea how Obamacare is going to impact me.
1 (1.6%)
The American health care system doesn't affect me, but I'm watching how the whole thing plays out with interest.
20 (31.3%)
The American health care system doesn't affect me and frankly I don't care.
8 (12.5%)
Some other option because the previous 10 were not enough...
6 (9.4%)

Total Members Voted: 63

Jacob

Quote from: Barrister on February 26, 2014, 12:13:07 PM
Quote from: Jacob on February 26, 2014, 12:10:22 PM
The derspiess plan sounds like plenty of people will die from preventable causes and lots of issues will go un- or under-treated. The combination of deregulation (meaning people can be excluded from plans and the ignorant can be taken advantage of) will lead to fewer people getting the healthcare they need.

But you understand what concern he has though - that under current systems people have fewer incentives to actually take care of their own health.  You can be a smoker for 40 years, never have insurance, then be diagnosed with throat cancer and be guaranteed treatment.

So the desired outcome is that someone who has smoked for 40 years and has treatable throat cancer should be denied treatment if they don't have insurance?

Valmy

Quote from: Jacob on February 26, 2014, 12:19:45 PM
So the desired outcome is that someone who has smoked for 40 years and has treatable throat cancer should be denied treatment if they don't have insurance?

The desired outcome is that treatment costs an insignificant amount so it is not anybody's business.  We sort of have the opposite problem.
Quote"This is a Russian warship. I propose you lay down arms and surrender to avoid bloodshed & unnecessary victims. Otherwise, you'll be bombed."

Zmiinyi defenders: "Russian warship, go fuck yourself."

DGuller

Quote from: Barrister on February 26, 2014, 12:13:07 PM
Quote from: Jacob on February 26, 2014, 12:10:22 PM
The derspiess plan sounds like plenty of people will die from preventable causes and lots of issues will go un- or under-treated. The combination of deregulation (meaning people can be excluded from plans and the ignorant can be taken advantage of) will lead to fewer people getting the healthcare they need.

But you understand what concern he has though - that under current systems people have fewer incentives to actually take care of their own health.  You can be a smoker for 40 years, never have insurance, then be diagnosed with throat cancer and be guaranteed treatment.
:w00t: Ka-ching!

Barrister

Quote from: Valmy on February 26, 2014, 12:24:11 PM
Quote from: Jacob on February 26, 2014, 12:19:45 PM
So the desired outcome is that someone who has smoked for 40 years and has treatable throat cancer should be denied treatment if they don't have insurance?

The desired outcome is that treatment costs an insignificant amount so it is not anybody's business.  We sort of have the opposite problem.

Um, no.  That's not the desired outcome, because then you have all the problems Canada has.

Our out-of-pocket expense for most health care is zero.  But of course health care resources are limited.  What it leads to is waiting lists.  You need to see a doctor?  Well you can go to a walk in clinic and wait for 4 hours, or they can schedule you an appointment for three months from now.   You need an MRI for a serious but not life threatening condition?  How does January 2015 work for you?
Posts here are my own private opinions.  I do not speak for my employer.

Admiral Yi

Quote from: celedhring on February 26, 2014, 12:18:17 PM
Once as a society you decide that everybody should have healthcare, honestly a universal system is the best. Most countries in Europe (dunno about Canada, but I suspect it will happen there too), provide universal healthcare for a similar % of GNP (or even less) than the US devotes to their very limited public healthcare programs (pre-ACA).

There are other factors that push up the cost of health care in the US apart from the insurance system, such as the cost of doctor training, the cost of patented medication, and malpractice insurance.

Barrister

Quote from: celedhring on February 26, 2014, 12:18:17 PM
Quote from: Jacob on February 26, 2014, 12:10:22 PM
The derspiess plan sounds like plenty of people will die from preventable causes and lots of issues will go un- or under-treated. The combination of deregulation (meaning people can be excluded from plans and the ignorant can be taken advantage of) and making it harder to get treatment unless yourbplan allows it or you have ready cash will lead to fewer people getting the healthcare they need.

Once as a society you decide that everybody should have healthcare, honestly a universal system is the best. Most countries in Europe (dunno about Canada, but I suspect it will happen there too), provide universal healthcare for a similar % of GNP (or even less) than the US devotes to their very limited public healthcare programs (pre-ACA).

I don't think that's right.  Western Europe and Canada spend about the same, or a little bit less, of our total GDP on health care as does the US.  But that includes US public and private spending on health care.
Posts here are my own private opinions.  I do not speak for my employer.

Grey Fox

#1056
In 2012 the US governments spent 19% of it's total budgets on healthcare.

In 2012 Canadian provinces spent 44.3% of it's budgets on healthcare.


In absolute number, it's consistent with the US having 10 times more population than Canada.
Colonel Caliga is Awesome.

celedhring

#1057
Quote from: Barrister on February 26, 2014, 12:37:42 PM
Quote from: celedhring on February 26, 2014, 12:18:17 PM
Quote from: Jacob on February 26, 2014, 12:10:22 PM
The derspiess plan sounds like plenty of people will die from preventable causes and lots of issues will go un- or under-treated. The combination of deregulation (meaning people can be excluded from plans and the ignorant can be taken advantage of) and making it harder to get treatment unless yourbplan allows it or you have ready cash will lead to fewer people getting the healthcare they need.

Once as a society you decide that everybody should have healthcare, honestly a universal system is the best. Most countries in Europe (dunno about Canada, but I suspect it will happen there too), provide universal healthcare for a similar % of GNP (or even less) than the US devotes to their very limited public healthcare programs (pre-ACA).

I don't think that's right.  Western Europe and Canada spend about the same, or a little bit less, of our total GDP on health care as does the US.  But that includes US public and private spending on health care.

Just rechecked, and I'm right. I haven't found a nice graph online for compared public budgets so I have crossed these two tables:

http://data.worldbank.org/indicator/SH.XPD.PUBL

For the total of health care spending as % of GNP

http://data.worldbank.org/indicator/SH.XPD.PUBL

For the weight of the public sector in health care spending.

So, doing a little math (results rounded to the nearest decimal)

US spends 17,9*45,9= 8,2% on public healthcare.
UK spends 9,3*82,7=7,7%
Canada spends 11,2*70,4= 7,9%
Spain spends 9,4*73,6 = 6,9%

Thing is the spending levels in the US are just absurd, and I don't think they yield better overall care than in most Western nations. Whatever the reason, the system is completely broken.



Sheilbh

Quote from: Barrister on February 26, 2014, 12:37:42 PM
I don't think that's right.  Western Europe and Canada spend about the same, or a little bit less, of our total GDP on health care as does the US.  But that includes US public and private spending on health care.
It's unbelievable but correct. The government in America spends more on healthcare than the European average and certainly more than the NHS.
Let's bomb Russia!

crazy canuck

#1059
Quote from: Barrister on February 26, 2014, 12:30:05 PM
Our out-of-pocket expense for most health care is zero.  But of course health care resources are limited.  What it leads to is waiting lists.  You need to see a doctor?  Well you can go to a walk in clinic and wait for 4 hours, or they can schedule you an appointment for three months from now.   You need an MRI for a serious but not life threatening condition?  How does January 2015 work for you?

If you want to make a point you should try not to bend the facts to fit your argument so much that you venture into fantasy.  If I picked up my phone now I would have an appointment with my doctor within the next 24 hours.  Of course it might be that the medical system in Alberta is really messed up and I should cut you some slack.

When my lung issue was originally diagnosed they had an operating room wating for me depending on what the scan showed.  If it was cancerous growth - as was first feared  -  they were going to wheel me directly from the scan to the operating room - this was 48 hours after I first saw a doctor about my symptoms.  Thankfully it wasnt that and I saw another specialist 48 hours after the scan.  In total, within one week I had full access.

When someone in my office was diagnosed with cancer she began her treatment within 24 hours.  Her treatment continues to be prompt.

Please stick to facts when making your argument.  Where we do have significant wait lists are for things that are more chronic in nature.  Hip replacements for the elderly seem to top the lists most of the time.  Now it would be nice to have those wait times reduced, and here in BC we have made some significant progress in that regard. 

Grey Fox

BC doctors are awesome.

Here it averages 3 days if you have a family doctor. Getting to see specialists is the hard part.
Colonel Caliga is Awesome.

Admiral Yi

Maybe all the doctors and nurses in Alberta left to work in the tar sands.

celedhring

Quote from: Admiral Yi on February 26, 2014, 12:33:09 PM
Quote from: celedhring on February 26, 2014, 12:18:17 PM
Once as a society you decide that everybody should have healthcare, honestly a universal system is the best. Most countries in Europe (dunno about Canada, but I suspect it will happen there too), provide universal healthcare for a similar % of GNP (or even less) than the US devotes to their very limited public healthcare programs (pre-ACA).

There are other factors that push up the cost of health care in the US apart from the insurance system, such as the cost of doctor training, the cost of patented medication, and malpractice insurance.

Well we do train our doctors too, at least I hope we do, and usage of patented meds is similar in Europe and in the US. Malpractice suits do happen over here too, although at least in Spain it is true that legislation is more restrictive on that regard than in the US.

The problem here is that the US misses out on all the massive savings of running your own hospital network and buying your meds from such a powerful bargaining position, and instead pays private hospitals to take care of patients, with all the accompanying increased costs. Now, the Federal or state governments aren't going to build their own hospital network anytime soon - that ship might have sailed for the US - but the current system is clearly not working.

MadImmortalMan

Tons of counties have their own hospitals. I wonder how hard it would be for them to form some sort of buying alliance. Maybe they already did, I dunno.
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Sheilbh

Also even in the US medical malpractice accounts for 2.5% of health care expenditure. It's nothing.
Let's bomb Russia!