25 years old and deep in debt

[CountDeMoney]

Sure, I refinanced my auto loan for my Jeep from Ally Financial with my credit union last year;  dropped the rate 3%, with a little bonus for direct withdrawal.  Only real difference is they send you a new title with the current lien holder on it.

Check with your bank, see what kind of deals they're offering on auto loan refinancing.

[Admiral Yi]

Definitely.

[Berkut]

I rather doubt they can beat the 3.something percent I have on the last few thousand I owe on the Subaru. And not likely worth the trouble in any case.

[garbon]

I don't have a car loan!

[Admiral Yi]

Every thread has to be about Grab On.

[garbon]

I'm still just really happy that my car is paid off.

[CountDeMoney]

I rather doubt they can beat the 3.something percent I have on the last few thousand I owe on the Subaru. And not likely worth the trouble in any case.

Well, if it's only a little bit left, it may not be a big deal.  It took me less than an hour.

I just looked up Bank of America's rates for New Yauk, just for giggles.  Not bad.

Today's Rates for New York
June 02, 2013, 05:38 PM Eastern

Loan amounts from $7,500 up to $100,000
   Annual Percentage Rates (APR) -
Loan Type           Up to 60 Months (%)        61 - 72 Months (%)

New car                  2.29                        2.44

Used car (franchise)    2.34                      2.49

Used car (private)       2.69                      2.84

Refinance              2.44                     2.64

Lease buyout            3.09                    3.29

[Berkut]

Damn, that makes me want to go buy a new car.

[Camerus]

http://www.newcriterion.com/articles.cfm/Ave-atque-vale-7653

In his retirement speech, Donald Kagan discusses the value of a liberal education and the shortcomings of today's universities in teaching it.

[garbon]

http://news.yahoo.com/blogs/lookout/professor-allegedly-fat-shames-phd-applicants-161627809.html

Professor allegedly fat-shames Ph.D. applicants

A New York University visiting professor, Geoffrey Miller, seems to believe overweight students thinking about a Ph.D. need not apply.

Miller, who specializes in evolutionary psychology and is teaching at NYU's Stern School of Business, tweeted on Sunday: "Dear obese PhD applicants: if you didn't have the willpower to stop eating carbs, you won't have the willpower to do a dissertation #truth."

Miller, a tenured professor at the University of New Mexico, quickly deleted his tweet—but not before others had the chance to take screenshots of the message and circulate those images on various social media platforms.

Accused of fat-shaming, Miller has since backtracked on his statement. He reportedly claims the tweet was "part of a research project."

According to the New York Observer, Miller won't lose his post at NYU. But his future at UNM is less certain.

"We are deeply concerned about the impact of the statement, which in no way reflects the policies or admission standards of UNM," UNM said in an official statement issued on Monday. "We are investigating every aspect of this incident and will take appropriate action."

[Malthus]

http://news.yahoo.com/blogs/lookout/professor-allegedly-fat-shames-phd-applicants-161627809.html

Professor allegedly fat-shames Ph.D. applicants

A New York University visiting professor, Geoffrey Miller, seems to believe overweight students thinking about a Ph.D. need not apply.

Miller, who specializes in evolutionary psychology and is teaching at NYU's Stern School of Business, tweeted on Sunday: "Dear obese PhD applicants: if you didn't have the willpower to stop eating carbs, you won't have the willpower to do a dissertation #truth."

Miller, a tenured professor at the University of New Mexico, quickly deleted his tweet—but not before others had the chance to take screenshots of the message and circulate those images on various social media platforms.

Accused of fat-shaming, Miller has since backtracked on his statement. He reportedly claims the tweet was "part of a research project."

According to the New York Observer, Miller won't lose his post at NYU. But his future at UNM is less certain.

"We are deeply concerned about the impact of the statement, which in no way reflects the policies or admission standards of UNM," UNM said in an official statement issued on Monday. "We are investigating every aspect of this incident and will take appropriate action."

Combining "evolutionary psychology" with "teaches at a business school" - that's already like three strikes against him. 

[fhdz]

Well, evolutionary psychology's all well and good, but business school? Get a rope.

[Caliga]

When I hear the term "evolutionary psychology", I reach for my Beretta WHICH NO LONGER MISFIRES OR FALLS APART IN ANY FASHION SO FUCK YOU IN ADVANCE SEEDY AND ED.

[Malthus]

When I hear the term "evolutionary psychology", I reach for my Beretta WHICH NO LONGER MISFIRES OR FALLS APART IN ANY FASHION SO FUCK YOU IN ADVANCE SEEDY AND ED.

You only do that because your hunter-gatherer ancestors who reacted to frustration with aggression got to mate with the big-titted cavewomen. 

[Valmy]

Man this whole fat-shaming combatting craze is going up faster than Americans' average....

nevermind