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25 years old and deep in debt

Started by CountDeMoney, September 10, 2012, 10:43:12 PM

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derspiess

Quote from: CountDeMoney on September 14, 2012, 11:08:31 AM
But then she would've missed out on the full College Experience(tm) of disgusting roommate hygiene, bad food, binge drinking and the occasional date rape.

I never lived on campus, so I missed out on all but the binge drinking :(
"If you can play a guitar and harmonica at the same time, like Bob Dylan or Neil Young, you're a genius. But make that extra bit of effort and strap some cymbals to your knees, suddenly people want to get the hell away from you."  --Rich Hall

CountDeMoney

Quote from: derspiess on September 14, 2012, 11:11:12 AM
I never lived on campus, so I missed out on all but the binge drinking :(

Honestly, if I had to do it all over again, I'd have totally skipped the on-campus thing and suffered with the commute.

Like DSB pointed out, Princess Cincinnati may very well have exponentially increased her debt by living on campus in a city she could've lived at home in...but at that age, the chance to live on campus is too great a pull to get the fuck out of the house for the first time in one's life, so I can't really fault the rationale.  Not saying it's smart, just saying I understand.

derspiess

Quote from: CountDeMoney on September 14, 2012, 11:16:04 AM
Quote from: derspiess on September 14, 2012, 11:11:12 AM
I never lived on campus, so I missed out on all but the binge drinking :(

Honestly, if I had to do it all over again, I'd have totally skipped the on-campus thing and suffered with the commute.

Like DSB pointed out, Princess Cincinnati may very well have exponentially increased her debt by living on campus in a city she could've lived at home in...but at that age, the chance to live on campus is too great a pull to get the fuck out of the house for the first time in one's life, so I can't really fault the rationale.  Not saying it's smart, just saying I understand.

My parents never gave me the option.  In some ways I was jealous of on-campus students, but then living in a cramped dorm room never seemed too appealing to me, either.  Best scenario would have been to be in an apartment just off campus, close enough to walk to my classes.
"If you can play a guitar and harmonica at the same time, like Bob Dylan or Neil Young, you're a genius. But make that extra bit of effort and strap some cymbals to your knees, suddenly people want to get the hell away from you."  --Rich Hall

CountDeMoney

Quote from: derspiess on September 14, 2012, 11:19:46 AM
My parents never gave me the option. 

My parents did.  In hindsight, I really wish they hadn't.

garbon

Quote from: CountDeMoney on September 14, 2012, 11:21:21 AM
Quote from: derspiess on September 14, 2012, 11:19:46 AM
My parents never gave me the option. 

My parents did.  In hindsight, I really wish they hadn't.


My dorm was fine, no real complaints.
"I've never been quite sure what the point of a eunuch is, if truth be told. It seems to me they're only men with the useful bits cut off."
I drank because I wanted to drown my sorrows, but now the damned things have learned to swim.

CountDeMoney

Quote from: garbon on September 14, 2012, 11:50:03 AM
My dorm was fine, no real complaints.

Don't get me wrong;  living with four other beer drinking Poly Sci wargamers surrounded by coed apartments was a blast;  unfortunately, considering my lack of personal and academic discipline at the time, it was too much of a blast.   :lol:

The Brain

Women want me. Men want to be with me.

garbon

"I've never been quite sure what the point of a eunuch is, if truth be told. It seems to me they're only men with the useful bits cut off."
I drank because I wanted to drown my sorrows, but now the damned things have learned to swim.

The Brain

Women want me. Men want to be with me.

MadImmortalMan

Quote from: CountDeMoney on September 14, 2012, 11:16:04 AM
Quote from: derspiess on September 14, 2012, 11:11:12 AM
I never lived on campus, so I missed out on all but the binge drinking :(

Honestly, if I had to do it all over again, I'd have totally skipped the on-campus thing and suffered with the commute.

Like DSB pointed out, Princess Cincinnati may very well have exponentially increased her debt by living on campus in a city she could've lived at home in...but at that age, the chance to live on campus is too great a pull to get the fuck out of the house for the first time in one's life, so I can't really fault the rationale.  Not saying it's smart, just saying I understand.


One of the very few advantages up growing up shit-poor was that I didn't have the option to do anything like that. No dorm life for me. 44 miles there and back every day instead.
"Stability is destabilizing." --Hyman Minsky

"Complacency can be a self-denying prophecy."
"We have nothing to fear but lack of fear itself." --Larry Summers

Barrister

Quote from: derspiess on September 14, 2012, 11:19:46 AM
Quote from: CountDeMoney on September 14, 2012, 11:16:04 AM
Quote from: derspiess on September 14, 2012, 11:11:12 AM
I never lived on campus, so I missed out on all but the binge drinking :(

Honestly, if I had to do it all over again, I'd have totally skipped the on-campus thing and suffered with the commute.

Like DSB pointed out, Princess Cincinnati may very well have exponentially increased her debt by living on campus in a city she could've lived at home in...but at that age, the chance to live on campus is too great a pull to get the fuck out of the house for the first time in one's life, so I can't really fault the rationale.  Not saying it's smart, just saying I understand.

My parents never gave me the option.  In some ways I was jealous of on-campus students, but then living in a cramped dorm room never seemed too appealing to me, either.  Best scenario would have been to be in an apartment just off campus, close enough to walk to my classes.

I'm in the same boat.  I had the theoretical option to live on campus, but since my parents weren't going to pay for it, and I wouldn't qualify for a student loan because of my parents, that meant commuting.  It probably was for the best.

Mind you I did live just off-campus in the frat house for my 3rd year of law school.  Mind you since 3rd year is pretty easy, and at 24 I was certainly mature enough to not get caught up in anything stupid, that year was a hell of a lot of fun.  But doingit at 18 would probably have been a bad idea.
Posts here are my own private opinions.  I do not speak for my employer.

garbon

"I've never been quite sure what the point of a eunuch is, if truth be told. It seems to me they're only men with the useful bits cut off."
I drank because I wanted to drown my sorrows, but now the damned things have learned to swim.

garbon

"I've never been quite sure what the point of a eunuch is, if truth be told. It seems to me they're only men with the useful bits cut off."
I drank because I wanted to drown my sorrows, but now the damned things have learned to swim.

Eddie Teach

That was in the 90s right? Probably be cheaper now to stay at the dorm rather than drive that much.
To sleep, perchance to dream. But in that sleep of death, what dreams may come?

Phillip V

Young female college students should simply find an older, well-off male to help them pay for school expenses.