25 years old and deep in debt

[garbon]

Not all of us can be half Indian geniuses Garbon

That's why I was suggesting it wasn't all her fault as a late teen/early 20-something. Adults in her life (up to including said adults that authorized a loan) should have served her better and it is a shame that they didn't.

I dunno man.  I was pretty cautious about accumulating student debt, and graduated with maybe 5% of her debt (with two degrees!).  IT not exactlt rocket science to know that owing $200k is very, very bad.

She had a co-signer, so at the very least that person is complicit.

[Ideologue]

Not all of us can be half Indian geniuses Garbon

That's why I was suggesting it wasn't all her fault as a late teen/early 20-something. Adults in her life (up to including said adults that authorized a loan) should have served her better and it is a shame that they didn't.

I dunno man.  I was pretty cautious about accumulating student debt, and graduated with maybe 5% of her debt (with two degrees!).  IT not exactlt rocket science to know that owing $200k is very, very bad.

Good thing you A)live in Canada and B)graduated from law school like fifteen years ago.

Things have changed radically.  Tuition has exploded over the past decade.  (Not just at law schools, but also for undergraduate programs.)  $188k is still pretty extreme, but it's not that far out of line for someone debt-financing undergrad and a grad/professional degree.

I mean, South Carolina is one of the cheaper law schools in the country, and it's still like $20k a year.

[Barrister]

I'm not that old.  I graduated from law school 12 years ago.

[sbr]

Nevermind my math was off, I may correct it later.

[Caliga]

Heh, I know at least one of the people who commented on her article.

[Gups]

What's the interest rate on one of these loans?

[Josquius]

that is a crazy amount of loan money.  I should have taken a lot more than I did, then I could have done just what I wanted and perhaps been in a better position now. I couldn't imagine topping 10,000 though. That's some damn pricey tuition.

[CountDeMoney]

She had a co-signer, so at the very least that person is complicit.

So Mommy and/or Daddy are along for the ride as well.

[sbr]

that is a crazy amount of loan money.  I should have taken a lot more than I did, then I could have done just what I wanted and perhaps been in a better position now. I couldn't imagine topping 10,000 though. That's some damn pricey tuition.

It's a bit high but not too far off normal for here.

My daughter is going to a public university here as an in-state resident.  The estimated cost for this year is almost $20K.  That includes things besides tution like room and board, books and some incidental spending money but all of that can get covered by financial aid loans.

[Valmy]

   Go get two-years of Community College while working then transfer to a four year and use your high GPA to get a scholarship or only take two years of debt.  For Godsake it is not like this is a rare and untrodden path to get a cheap degree.

[CountDeMoney]

  Go get two-years of Community College while working then transfer to a four year and use your high GPA to get a scholarship or only take two years of debt.  For Godsake it is not like this is a rare and untrodden path to get a cheap degree.

Worked for me.  Once I got my AA, I got into every university I applied to, and managed to skip the undergrad gen-ed requirements to boot.

[garbon]

  Go get two-years of Community College while working then transfer to a four year and use your high GPA to get a scholarship or only take two years of debt.  For Godsake it is not like this is a rare and untrodden path to get a cheap degree.

Indeed though I have to say that they never talked about that method at my high school.

[Grey Fox]

I am 28 years old & I have no student debt.

God Save the Queen.

[PDH]

Stupid girl.  She should have lived in Wyoming then attended the University.  Tuition is only $4300.00 a year for instate, and many students get half of that paid for by an education trust fund.

[garbon]

Stupid girl.  She should have lived in Wyoming then attended the University.  Tuition is only $4300.00 a year for instate, and many students get half of that paid for by an education trust fund.

Of course, there's the whole negative that she would have had to live in Wyoming which sounds rough even for a professed Cincinnatian.