25 years old and deep in debt

[HisMajestyBOB]

U.S. to Forgive at Least $108 Billion in Student Debt in Coming Years

http://www.wsj.com/articles/u-s-to-forgive-at-least-108-billion-in-student-debt-in-coming-years-1480501802?emailToken=JRrzdvl%2BZHuUi9wwaswhkUZtcq5NBeiTSVLJITXDJg3IuXXOvaf4n/VwjdqzpWKoQwN74ZUf83MzSDvNxWZnVtPUmrg6mlChen9S64DJ2BeQfx2HzBbXJbNM7vM%3D

I don't qualify for IBR. 
I've thought about refinancing with a private lender, but Fed loans have protections that private loans don't.

[DGuller]

The Wall Street Journal, apparently still full of hack partistans who, in fact, are probably too intelligent to be this retarded by accident.

I often get the feeling that some time ago, Republicans (the sane ones, not just the alt-right shit), made a logical mistake and got married to it.  Noting that sometimes the best policy is the one that's seemingly cruel, they then reversed the logic and assumed that every cruel decision must be the right one.

[Valmy]

I have two loans. One is a very low interest Fed Loan. The other is a border-line usurious private one which I would like to get refinanced.

But I am too damn proud to take advantage of this. Any money I borrow I will pay back. No welcher here.

[Ed Anger]

I put hundred dollar bills on my bed and roll naked on them.

[Ideologue]

I have two loans. One is a very low interest Fed Loan. The other is a border-line usurious private one which I would like to get refinanced.

But I am too damn proud to take advantage of this. Any money I borrow I will pay back. No welcher here.

I'm sure Osiris will take that into account when he weighs your heart against the Feather of Truth.

[Ideologue]

The Wall Street Journal, apparently still full of hack partistans who, in fact, are probably too intelligent to be this retarded by accident.

I often get the feeling that some time ago, Republicans (the sane ones, not just the alt-right shit), made a logical mistake and got married to it.  Noting that sometimes the best policy is the one that's seemingly cruel, they then reversed the logic and assumed that every cruel decision must be the right one.

It's not just cruelty.  It's also no good: getting rid of IBR/IDR does not mean that suddenly a ton of loans start getting repaid by individuals, rather than by taxpayers.  It means that a ton of loans stop being paid period.  Even bringing back debtor's prisons doesn't make money magically appear in debtors' pockets.

[CountDeMoney]

Meanwhile, as for grouping doctors and lawyers together with generic "graduate degree holders," Jesus Christ, that's idiotic.  I don't know exactly what a first-year at the big history firms make, but I'm pretty sure it isn't a ton.  Even M.A. holders in STEM fields can have a very hard time.

IIRC, my brother-in-law's first year at what is now known as DLA Piper right out of (a public) law school was ~$120K, circa 2002.  Of course, that came with the insane expectation of about 2,500 billable hours 

Anybody who manages to get a federal government job is already lucky,

Fuck those people.  Anything any of those people ever say that can be even remotely considered as "conservative" is automatically dismissed as bullshit, because they're the biggest fucking welfare queens of all.  Yeah, you know who you are. 

[CountDeMoney]

I often get the feeling that some time ago, Republicans (the sane ones, not just the alt-right shit), made a logical mistake and got married to it.  Noting that sometimes the best policy is the one that's seemingly cruel, they then reversed the logic and assumed that every cruel decision must be the right one.

Funny how they didn't become "cruel" until they got into bed with the megachurches.

[Monoriu]

I put hundred dollar bills on my bed and roll naked on them.

Bank notes are dirty, and it is bad manners to damage them. 

[Ed Anger]

I put hundred dollar bills on my bed and roll naked on them.

Bank notes are dirty, and it is bad manners to damage them.

Let your freak flag fly.

[Barrister]

Fuck those people.  Anything any of those people ever say that can be even remotely considered as "conservative" is automatically dismissed as bullshit, because they're the biggest fucking welfare queens of all.  Yeah, you know who you are.

[CountDeMoney]

Fuck those people.  Anything any of those people ever say that can be even remotely considered as "conservative" is automatically dismissed as bullshit, because they're the biggest fucking welfare queens of all.  Yeah, you know who you are.

OK, Mr. Not Appearing In This Country.

[Monoriu]

Fuck those people.  Anything any of those people ever say that can be even remotely considered as "conservative" is automatically dismissed as bullshit, because they're the biggest fucking welfare queens of all.  Yeah, you know who you are.

I don't know where the welfare queen part comes from.  Last night I worked until midnight.  Same thing happened last week.  Next week I am supposed to work on a Saturday.  Lots of people work on Sundays.  All without overtime payment or even time-off in lieu. 

[CountDeMoney]

OK, Mr. Not Appearing In This Country.

[Jacob]

OK, Mr. Not Appearing In This Country.

Still applies in Canada though - BB's got it pretty cushy.