My first car accident

[DGuller]

Her dad called me back, left a voicemail, and told me that I'm going to have to pay a deductible anyway if I go through insurance, and to think about that.  "You're going to have to pay some money out of pocket anyway".     I don't think he realizes who he's talking to when it comes to insurance.     That guy should really leave his daughter do the talking, especially when his daughter already smoothed things over.

[Ed Anger]

Have his knees broken. You can call your pals in Brighton Beach.

[Admiral Yi]

The one bright spot is Italian dads are totally cool when you fuck their daughters.

[Barrister]

The agreement is for me to drive to the place they know and trust, get an estimate, and if I choose to repair my car there, her dad will drive me from and to the shop when I'm without car.     Hopefully I won't get murdered along the way, the family is Italian. 

Fuck it.  Go through your insurance.

[DGuller]

You know what, you're right.  I had this nagging feeling that this isn't a good idea, but I really hate goong back on my word.  However, I just realized that I don't owe them anything, and that I can't trust them anymore.  I will give the daughter the bad news tomorrow.

[Barrister]

You know what, you're right.  I had this nagging feeling that this isn't a good idea, but I really hate goong back on my word.  However, I just realized that I don't owe them anything, and that I can't trust them anymore.  I will give the daughter the bad news tomorrow.

The idea is that if you take care of it quick and easy then it saves both of you the risk of an increase in rates.  But you need to do it quickly.  If they start dragging things out for weeks then you're compromised when you do go through your insurance company.

[Tonitrus]

Gotta agree with BB.  Go for a ride with a guy who starts off with a severe negative impression?

No sale.  Dad hath spoiled the milk.

[DontSayBanana]

Dad's trying to shave the numbers; he's probably the one who's going to end up paying the daughter's higher insurance anyway.

[DGuller]

Yes, insurance is in his name.  Anyway, I'm going to give the daughter a call.  I'm going to tell just inform her that I'm going through insurance, and see if she volunteers  to pay the full estimate.  At this point the only possible way I'm going to settle is if I get a check for the estimate I have, with a very tight deadline for getting the check.  I wasted enough time on this nonsense already.

[Habbaku]

To add insult to injury, you should explain to her why you're going through insurance if you do that. 

[DGuller]

I'm trying to call the girl, and can't get to her.  Fuck that, I've bent over backwards far more than any reasonable person should've up to this point.

My decision is final, I'm making a claim.  Just one question, is there anything I should not go out of my way of mentioning to GEICO, like my attempt to settle without getting insurance involved, or declining to have the police report?  Or do I have nothing to worry about, and should just go ahead and trust my insurance company with everything?

[DGuller]

Claim filed. The dad basically talked himself into it.  I was told by GEICO that they definitely consider the girl to be at fault, which is not surprising, but reassuring nonetheless.  They didn't seem to take issue with me trying to settle this or not getting the police report.

[DGuller]

This story gets more interesting.  Now her parents call me and bitch me out, and claim I was running a red light.     Then the dad informs me "I know where you live, you motherfucking cocksucker."  Now that's not funny.  Should I call police right now?  Please advise me ASAP, for obvious reasons.

[Iormlund]

No good deed goes unpunished.

[Habbaku]

   New Jersey.  Call the police.