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What does a TRUMP presidency look like?

Started by FunkMonk, November 08, 2016, 11:02:57 PM

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CountDeMoney

Quote from: dps on September 27, 2017, 11:23:27 PM
I'd rather pay the premiums than pay a penalty on my taxes.

I don't know why; the penalty would've been a lot cheaper.  Or is that because you're being a principled cunt?

Luckily you're not going to have to worry about that anymore, so you and your family are free to pursue a life of spiritual fulfillment, pertussis, and MMR.

Eddie Teach

Quote from: CountDeMoney on September 28, 2017, 07:30:02 AM
Quote from: dps on September 27, 2017, 11:23:27 PM
I'd rather pay the premiums than pay a penalty on my taxes.
Luckily you're not going to have to worry about that anymore, so you and your family are free to pursue a life of spiritual fulfillment, pertussis, and MMR.

They're 0/3 right now. He may have to pay for health care a while longer.
To sleep, perchance to dream. But in that sleep of death, what dreams may come?

alfred russel

Quote from: Eddie Teach on September 28, 2017, 08:13:42 AM


They're 0/3 right now. He may have to pay for health care a while longer.

Maybe when trump said we would be winning so much we would be tired of winning, he meant that we would be winning by stopping his dumbass agenda?
They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety.

There's a fine line between salvation and drinking poison in the jungle.

I'm embarrassed. I've been making the mistake of associating with you. It won't happen again. :)
-garbon, February 23, 2014

The Minsky Moment

Quote from: CountDeMoney on September 27, 2017, 04:44:31 PM
Quote from: dps on September 27, 2017, 04:37:52 PM
My health insurance premium for the past year has been about $600 more than our mortgage.  And people wonder why I'm against Obamacare.

He's not charging those premiums; your for-profit, we-know-you-need-this-so-we-are-going-to-price-gouge-you insurance company is.

You don't like it, get rid of it. I only keep mine as I don't want to give derniggerhater the pleasure of dying just yet.

I think I mentioned it before, but I left my (unsubsidized) group health plan for an unsubsidized ACA plan -- my premiums fell around 1/3, my copays and deductibles went down, and reimbursement was more reliable.  The ACA plan was Pareto superior.  I think people have problems with ACA because:

1) People may not be exposed to the true cost of insurance, because e.g., employer based plans often subsidize costs.  If the employer subsidy changes, the cost to the employee may change even if the cost of the insurance doesn't
2) ACA only works effectively if the state cooperates. If the state obstructs, insurers either won't participate or will do so reluctantly and costs go up.
3) Health insurance is very expensive in absolute terms and health care costs tend to rise faster than inflation.  ACA doesn't really do anything to remedy that - it just provides subsidies for those who meet the income guidelines.  On the flip side getting rid of ACA doesn't help that problem either.
4) Most ACA plans tend to be restricted network plans with limited or no out of network options - hence the "I can't see my doctor" complaints.  That speaks more to the FUBAR nature of our system of health insurance in general.  Obviously, the broader the network or more extensive out of network benefit the higher the cost.  It's all a tradeoff as long as you are committed to a system of health provision based on private insurance companies.
The purpose of studying economics is not to acquire a set of ready-made answers to economic questions, but to learn how to avoid being deceived by economists.
--Joan Robinson

The Minsky Moment

Bottom line is that the real flaw in the US system is the total reliance on private insurance companies and the fact that the core of the system is employer provided insurance incentivized by the tax system.  Given those constraints it's very difficult to come up with something that provides quality coverage at reasonable cost to most of the population without digging deep into the public fisc.
The purpose of studying economics is not to acquire a set of ready-made answers to economic questions, but to learn how to avoid being deceived by economists.
--Joan Robinson

Iormlund

Quote from: The Minsky Moment on September 28, 2017, 11:05:21 AM
4) Most ACA plans tend to be restricted network plans with limited or no out of network options - hence the "I can't see my doctor" complaints.  That speaks more to the FUBAR nature of our system of health insurance in general.  Obviously, the broader the network or more extensive out of network benefit the higher the cost.  It's all a tradeoff as long as you are committed to a system of health provision based on private insurance companies.

Is it really?

Maybe I got lucky, but my German health provider had no issue with me choosing whotever doctor I wanted. All I did was google the local Association website to find specialists and make a phonecall to the doctor's office. Two days later I had an appointment. I handed my Krankenkasse card to a nice lady and that was it. The only cash I paid while I was there was the €10 co-pay for the medication at the pharmacy (which in the US probably costs a thousand dollars a pop).

Malthus

It is puzzling how the US managed to get a medical insurance system that, apparently, has few advantages over any comparable system anywhere else.
The object of life is not to be on the side of the majority, but to escape finding oneself in the ranks of the insane—Marcus Aurelius

garbon

Quote from: Malthus on September 28, 2017, 01:14:03 PM
It is puzzling how the US managed to get a medical insurance system that, apparently, has few advantages over any comparable system anywhere else.

I can get doctor's appointments quicker in the US than I can on the NHS. I'm going to be about 4 appts deep by the time the NHS decides to give me high blood pressure medication. ;)
"I've never been quite sure what the point of a eunuch is, if truth be told. It seems to me they're only men with the useful bits cut off."
I drank because I wanted to drown my sorrows, but now the damned things have learned to swim.

Barrister

Quote from: Malthus on September 28, 2017, 01:14:03 PM
It is puzzling how the US managed to get a medical insurance system that, apparently, has few advantages over any comparable system anywhere else.

I thought the "advantage" was that if you have means, the US system is the top medical system in the world hands down.  There's a reason you get many Canadians travelling to the US to get surgeries or procedures that they would have to wait many months for in Canada - if the procedure is even available in Canada.
Posts here are my own private opinions.  I do not speak for my employer.

Berkut

Quote from: Malthus on September 28, 2017, 01:14:03 PM
It is puzzling how the US managed to get a medical insurance system that, apparently, has few advantages over any comparable system anywhere else.

It has HUGE advantages over most other systems. Very few are as effective at generating money for a gigantic layer of useless middle managers and profit takers that don't actually provide any health care for anyone.
"If you think this has a happy ending, then you haven't been paying attention."

select * from users where clue > 0
0 rows returned

Zoupa



garbon

"I've never been quite sure what the point of a eunuch is, if truth be told. It seems to me they're only men with the useful bits cut off."
I drank because I wanted to drown my sorrows, but now the damned things have learned to swim.

garbon

Also as that says that's just based on a survey of physicians guess about their patients.
"I've never been quite sure what the point of a eunuch is, if truth be told. It seems to me they're only men with the useful bits cut off."
I drank because I wanted to drown my sorrows, but now the damned things have learned to swim.

HVC

Quote from: Barrister on September 28, 2017, 01:47:51 PM
Quote from: Zoupa on September 28, 2017, 01:44:04 PM
Define "many" Canadians, Barrister.

63,000 in 2016.

http://www.ctvnews.ca/health/63-000-canadians-left-the-country-for-medical-treatment-last-year-fraser-institute-1.3486635

QuoteThe think-tank says that's a nearly 40-per-cent increase over the previous year, and may be related to long wait times for medical procedures in Canada. But one professor warns the data is based only on estimates, making it highly questionable

but like garbon said, it'd be nice to know what percentage that is of people actually seeking medical treatment.
Being lazy is bad; unless you still get what you want, then it's called "patience".
Hubris must be punished. Severely.