Obamacare and you

[garbon]

Hmmm.  I thought the exchanges were for individuals and employers who previously weren't purchasing insurance.

Not according to my Director, but she could be wrong.

I know that here we are getting the option of the exchange as well. They send us a million different files about it.  Yay more paperwork to read?

In Illinois, you can do it all online.

Save the trees!

Actually I realized that given the health plan my company has (inspired by UK/Canadian health care systems) that I likely have no benefit from an exchange.

[grumbler]

I think my school will probably stay under Bushcare and its disastrous price increases for at least another year.

The plan I have was a great one when it started, six years ago, but Bushcare has made it less and less attractive each year.  Now it is a mediocre plan, at best.

[Jacob]

What do you mean by Bushcare, grumbler?

[crazy canuck]

And what has made it less attractive?  Higher cost for you?  Less benefits?

[Caliga]

What do you mean by Bushcare, grumbler?

It's a kindler, gentler, healthcare plan.

[derspiess]

What do you mean by Bushcare, grumbler?

It's a kindler, gentler, healthcare plan.

A thousand points of coverage.

[Caliga]

 

[grumbler]

What do you mean by Bushcare, grumbler?

The health care system(s) the country had under George W. Bush and before the implementation of Obamacare.

[merithyn]

And what has made it less attractive?  Higher cost for you?  Less benefits?

Yes and yes.

[grumbler]

And what has made it less attractive?  Higher cost for you?  Less benefits?

The biggest problem is rising costs, combined with a steep rise (from $1500 to $3000 in three years) in the amount I pay out of my HSA before the system kicks in to pay 100% of costs. 

[sbr]

I don't think there will be any effect on me.  The only place I have to go is down though, since I don't pay a cent of premiums myself and have a pretty good plan.  I saw some gobbledygook in the union propaganda letter about the multi-employer trust fund not getting an exemption for something that something got for something or another but I didn't really look into it.

EDIT:  I have a pretty sweet flexible spending plan too.  I get a dollar/ dollar and a half per hour in my fund and I don't lose it and the end of the year, so I can hoard up as much money in it as I can.

[derspiess]

I wish the HSA/high deductible plan option was available when I first started working.  I would have accumulated a nice little cushion in the 10 years or so before we had kids.

[Jacob]

The health care system(s) the country had under George W. Bush and before the implementation of Obamacare.

Gotcha. Thanks

It's what I thought, but sometimes you can be tricky...

[Darth Wagtaros]

I live in a Romney-care state.

[crazy canuck]

And what has made it less attractive?  Higher cost for you?  Less benefits?

The biggest problem is rising costs, combined with a steep rise (from $1500 to $3000 in three years) in the amount I pay out of my HSA before the system kicks in to pay 100% of costs.

Yikes.  With that kind of a deductable I would assume people would be reluctant to seek health care.