Online bank wire transfers in your country

[Martinus]

What is the level of service of online wire bank transfers in your country?

I'm asking because I listened recently to a US-based show and the people there claimed that in order to transfer money between two bank accounts in two different US banks, they need to pay like $30 for the wire transfer and it still may be not possible depending on a bank. Is that true or are these guys completely out of it?

I mean in Poland it is pretty much a given that you can easily get a bank account with free wire transfers and full online access with no restrictions like that so I just found it weird.

[CountDeMoney]

Going to be tough to answer, as very few Americans here have any need to launder multiple deposits from foreign fucking countries.

[Duque de Bragança]

It varies among countries in Europe.
In Germany, it's very popular so it's free till 2000 euros (depending on the bank though), this includes transfers between eurozone countries (SEPA). In France you have to pay a small fee (3,25€ at the post office) or have it for free if you do it online.

[Syt]

American colleagues are constantly puzzled that in Europe/Middle East we do bank transfers, not cheque payments. Still, even they seem to be reluctant to send cheques for 5 digit sums to the likes of Russia, Ukraine or Lebanon.

[Martinus]

I think in Poland we just got the benefit of being backward since cheques never really caught up here - so we went straight from cash to online banking. Likewise, most of our payment cards have chips now.

It's similar to telephony - apparently an average Pole has 1.4 mobile phone.

[Martinus]

Going to be tough to answer, as very few Americans here have any need to launder multiple deposits from foreign fucking countries.

What do you mean? I pay all my bills by online wire transfers. I was talking about wire transfers within a single country. Are you drunk?

[DontSayBanana]

I think in Poland we just got the benefit of being backward since cheques never really caught up here - so we went straight from cash to online banking. Likewise, most of our payment cards have chips now.

It's similar to telephony - apparently an average Pole has 1.4 mobile phone.

Is it coming for a Pole to be running around with 2/5 of a phone?  Or does it only work 2/5 of the time?

As far as chipped cards go, they go in and out of favor, since there are no real restrictions on NFC readers (hell, some phones have NFC sensors), and they can be easily modified to extract card from, say, a passing purse where the wallet is too close to the outside.

[The Brain]

America has to be backwards because it's so big. Simply cannot be done any other way, I'm told.

[Neil]

The US use of cheques is kind of weird.

[CountDeMoney]

Going to be tough to answer, as very few Americans here have any need to launder multiple deposits from foreign fucking countries.

What do you mean? I pay all my bills by online wire transfers. I was talking about wire transfers within a single country. Are you drunk?

"Wire transfer" over here means shit like Western Union and international transfers.  You know, wire services.   Why don't you use the proper vernacular, like bank-to-bank transfers. 

Or, sorry.  Banque-to-banque.  Fucking faggity Europeans.

[Zanza]

In Germany, it's very popular so it's free till 2000 euros (depending on the bank though)

I don't think there are limits. Certainly not 2000 Euro.

[crazy canuck]

Going to be tough to answer, as very few Americans here have any need to launder multiple deposits from foreign fucking countries.

What do you mean? I pay all my bills by online wire transfers. I was talking about wire transfers within a single country. Are you drunk?

"Wire transfer" over here means shit like Western Union and international transfers.  You know, wire services.   Why don't you use the proper vernacular, like bank-to-bank transfers. 

Or, sorry.  Banque-to-banque.  Fucking faggity Europeans.

Yeah, I was wondering who uses wire transfers anymore.

[CountDeMoney]

Yeah, I was wondering who uses wire transfers anymore.

I'm going to write a cheque to my banque for the foetus in queue.

[Razgovory]

Going to be tough to answer, as very few Americans here have any need to launder multiple deposits from foreign fucking countries.

What do you mean? I pay all my bills by online wire transfers. I was talking about wire transfers within a single country. Are you drunk?

"Wire transfer" over here means shit like Western Union and international transfers.  You know, wire services.   Why don't you use the proper vernacular, like bank-to-bank transfers. 

Or, sorry.  Banque-to-banque.  Fucking faggity Europeans.

Marty also goes to the Aerodrome to catch a flight.

[Duque de Bragança]

In Germany, it's very popular so it's free till 2000 euros (depending on the bank though)

I don't think there are limits. Certainly not 2000 Euro.

Depends on the bank and the kind of account you have. The free bank transfer for the basic bank account is free until 2000 euros at least for mine