The Off Topic Topic

[Valmy]

Engineering Raz. Join us.

People expect Engineers to be weird so your insanity will be no stigma.

[Barrister]

I was just being snarky, as LL.B.s haven't been handed out in the US for over 40 years.

I thought there were US LLBs for people with law degrees from foreign countries to top up.

Accounting Raz.

Pretty sure the LL.B. is the degree people from foreign countries have.  It's still common in most of the common law world outside of North America.

[CountDeMoney]

Let's just work on something measurable and achievable for starters, like Raz walking to the mailbox and back, shall we?  Goddamn.

[Razgovory]

I was just being snarky, as LL.B.s haven't been handed out in the US for over 40 years.

I thought there were US LLBs for people with law degrees from foreign countries to top up.

Accounting Raz.

If raz has a criminal/arrest record from past issues accounting might not be the way to go.

Never been arrested.  My one violation of the law was on July 2, 2001

[Razgovory]

Let's just work on something measurable and achievable for starters, like Raz walking to the mailbox and back, shall we?  Goddamn.

I've really been working on that.  The headshrinkers say I've made great strides.

[Zanza]

[HVC]

does Germany have legalized weed? The us states that legalized saw a significant drop in alcohol consumption. so they started big anti-pot lobby groups. Democracy in action baby

[ulmont]

I was just being snarky, as LL.B.s haven't been handed out in the US for over 40 years.

I thought there were US LLBs for people with law degrees from foreign countries to top up.

You're thinking of the Master of Laws (LLM).

[Zanza]

does Germany have legalized weed? The us states that legalized saw a significant drop in alcohol consumption. so they started big anti-pot lobby groups. Democracy in action baby

Only for medical reasons with a prescription.

[Admiral Yi]

You're thinking of the Master of Laws (LLM).

asoka

[Josquius]

Interesting.
Particularly striking when you consider the new middle classes in India and China starting to consume stuff they didn't before. This must mask an even bigger drop elsewhere.

[Valmy]

Did we hit peak booze?

[Razgovory]

Did we hit peak booze?

I suspect there has been an increase of wine sold in the US.

[dps]

Did we hit peak booze?

I suspect there has been an increase of wine sold in the US. 

Looks like the overall consumption worldwide of everything but beer has been fairly constant over the last 20 or so years.  Beer consumption looks to have steadily increased until just a few years ago;  can't really tell, but a good bit of that looks to be due to a drop in beer drinking in Germany.

[Josquius]

I'm thinking to open a new bank account so I can separate the one where I'm saving and the one I'm using to pay for stuff online.
Looking here:
http://www.nationwide.co.uk/products/current-accounts/flexdirect/rates-fees-overdrafts

Access to 5% AER (4.89% gross p.a) interest on in-credit balances of up to £2,500 (fixed for the first 12 months). You must pay in at least £1,000 per calendar month (excluding transfers from any Nationwide account held by you or anyone else) to get these rates. After 12 months the interest rate reverts to 1% gross pa./AER (variable) on balances up to £2,500. Interest paid monthly. Advertised rates correct at 1 March 2013 and this rate can be changed at any time or withdrawn without notice. Age 18+

Anyone who knows these things better, what does AER mean?
This means I'll get 5% interest yearly albeit divided into monthly sums correct?
So if I have £2,500 from the start £10.50 a month?