The Government Shutdown Countdown Lowdown MEGATHREAD

[CountDeMoney]

How will it change if you find employment? Or does it change?

I'm sure if I'm offered better coverage by an employer--as most employer packages I've had in the past have always been better, what with shared costs--I would go with them.

[CountDeMoney]

Also, I assume that includes the subsidy?

I knocked it up to silver, taking the subsidy into consideration for my 2013 income.  I'm not worried about the office co-pays as I am for the Rx co-pays, so that's what I'm targeting.

[CountDeMoney]

Good for you, Seedy :hugz:

Oh, bullshit.   

[Admiral Yi]

I knocked it up to silver, taking the subsidy into consideration for my 2013 income.  I'm not worried about the office co-pays as I am for the Rx co-pays, so that's what I'm targeting.

How much would the silver cost without the free money?

[CountDeMoney]

I knocked it up to silver, taking the subsidy into consideration for my 2013 income.  I'm not worried about the office co-pays as I am for the Rx co-pays, so that's what I'm targeting.

How much would the silver cost without the free money?

From what I saw this AM--site's clogged now, go fig--it would be a $133/month subsidy, so that would shoot it into the low $300s.

If I can get back in once the traffic drops, I'll copy and paste some of the packages.

[derspiess]

Good for you, Seedy :hugz:

Oh, bullshit.   

Serious.  I think the overall program is a foolish disaster, but I'm glad you're getting some benefit from it.  COBRA sucks ass.

[CountDeMoney]

ITS DESTROYED TEH INTRAWEB

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[CountDeMoney]

Serious.  I think the overall program is a foolish disaster, but I'm glad you're getting some benefit from it.  COBRA sucks ass.

And how.  What a racket COBRA is.  Granted, I'm glad it's 18 months long, but it's hardcore extortion.

[Admiral Yi]

My understanding is that COBRA prices are what the insurer used to charge your employer.

[derspiess]

My understanding is that COBRA prices are what the insurer used to charge your employer.

Yep.

[Neil]

I find it interesting that your labor laws allow the government to just not pay its employees anymore when it suits current policy.

There's conflicting laws. The laws regulating how the employees get paid can't trump the laws that say the government cannot legally spend money that hasn't been appropriated.

It's akin to a company that has a legal obligation to pay its employees, but has gone bankrupt and physically cannot because they lack money or even net assets they can sell off to make payroll. The company is dissolved and a great many people are unhappy. The U.S. Government actually has money in the bank account, but legally it's akin to that bankrupt company (at least when we're talking about non-essential employees), in that it can no more spend that money than a bankrupt company can spend money it does not have.

Yeah, but the fact that the money has to be separately appropriated is what's so silly.  Sure, it's legal, but the creation and practice of law is fundamentally evil.

[Baron von Schtinkenbutt]

Serious.  I think the overall program is a foolish disaster, but I'm glad you're getting some benefit from it.  COBRA sucks ass.

And how.  What a racket COBRA is.  Granted, I'm glad it's 18 months long, but it's hardcore extortion.

Be glad your previous employer wasn't Raytheon.  My portion of my health benefits were $316/month; COBRA would have cost me $1264/month. 

[Admiral Yi]

Yowza.

[CountDeMoney]

Now see, that's just silly. 

[garbon]

Now see, that's just silly. 

Healthcare ain't free.