Recent posts

#21

Off the Record / Re: What does a TRUMP presiden...

Last post by Maladict - Today at 04:07:53 AM

I will be at 2% until 2049, quite pleased with that.

#22

Off the Record / Re: What does a TRUMP presiden...

Last post by celedhring - Today at 04:05:14 AM

Yeah, last year I renewed at 2.5% and regretted not doing it earlier. Most fixed rate offerings now are around 3%.

While ECB rates are lower than the Fed, the premium is still larger. We haven't had mortgages above 6% since the 2000s housing bubble. And you have to go back to the 1990s to find them consistently above that.

Again, I'm too ignorant in these matters to know what's better or worse (and the answer I suppose is a flavor of "it depends").

#23

Off the Record / Re: What does a TRUMP presiden...

Last post by Zoupa - Today at 03:43:12 AM

Feels high to me. I just renewed at 3 % and was annoyed. My previous rate was under 2.

#24

Off the Record / Re: What does a TRUMP presiden...

Last post by Valmy - Today at 03:23:16 AM

Why are mortgage rates so high in the US? We have our own housing affordability crisis but our mortages don't carry as much a premium vs general interest rates.

What do you consider high? Right now they are around 6% interest, that's not particularly high.

#25

Off the Record / Re: What does a TRUMP presiden...

Last post by celedhring - Today at 03:20:49 AM

Why are mortgage rates so high in the US? We have our own housing affordability crisis but our mortages don't carry as much a premium vs general interest rates.

#26

Off the Record / Re: The AI dooooooom thread

Last post by The Brain - Today at 03:09:14 AM

Exactly. When I read news stories about companies including AI hallucinations in reports, the shocking thing to me isn't that they used AI but that they released a report without reviewing it.

#27

Off the Record / Re: The AI dooooooom thread

Last post by Josquius - Today at 03:03:01 AM

I use AI just goofing around, mostly preparing RPG stuff for my games with my son, and it is rather shocking just how bad it is at keeping track of simple details and mixing things up that no human would ever mix up. It requires tons of handholding just in the silly things I use it for. I often think of that person wanting to generate an image of Jesus flipping over the tables of the money changers and for the AI to produce an image of gymnast Jesus doing backflips over tables. The money changers would have been impressed.

It can also be shockingly great at things. But fuck I would be super paranoid about using it in a professional or serious capacity.

Yep. Last month I gave a chat gpt rpg someone had put together a whirl.
It was super good. Really good fun. Except.... It would always forget things. Character you haven't mentioned for a few passages? Oh she's actually called this different name and has a different personality.
That quest you already completed? Here's something very similar indeed. You haven't done this yet.
The maker is aware of this and has interesting ideas to fix it, trying to combine AI with a database. But seems it'll be very load intensive. As an approach has potential though.

Oh. And of course other issues are the genericness of some content. Apparently a known issue that every female character has one of 4 names.

I do use AI at work incidentally. It's good for helping to reframe things.
And of course transcripts are very useful.
The key is to just take what the AI gives as suggestions and not something to blindly deliver.

#28

Off the Record / Re: Facebook Follies of Friend...

Last post by Razgovory - Today at 01:14:00 AM

#29

Off the Record / Re: The AI dooooooom thread

Last post by Valmy - Today at 01:02:18 AM

I use AI just goofing around, mostly preparing RPG stuff for my games with my son, and it is rather shocking just how bad it is at keeping track of simple details and mixing things up that no human would ever mix up. It requires tons of handholding just in the silly things I use it for. I often think of that person wanting to generate an image of Jesus flipping over the tables of the money changers and for the AI to produce an image of gymnast Jesus doing backflips over tables. The money changers would have been impressed.

It can also be shockingly great at things. But fuck I would be super paranoid about using it in a professional or serious capacity.

#30

Off the Record / Re: What does a TRUMP presiden...

Last post by Valmy - Today at 12:58:29 AM

I've been looking for a new job (Deli clerk isn't paying enough to get my mom her medications), and I saw that ICE was hiring.


I'm not that fucking desperate.


"Do you think you are hated by people in your community?  Would you like to be sure?  Join ICE!"

I think that is definitely part of the problem. Currently ICE tends to attact only the psychopaths and the desperate, not those actually interested in community service in law enforcement.