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Credit card fraud

Started by viper37, September 21, 2011, 11:46:22 AM

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Martinus


HVC

Quote from: Martinus on September 21, 2011, 03:22:22 PM
Quote from: Malthus on September 21, 2011, 02:47:14 PM
Quote from: Martinus on September 21, 2011, 02:46:00 PM
*cough* porn *cough*

There exist people who pay for porn?  :hmm:

Not everyone prefers vanilla.  :uffda:
you can get all the party flavours you want for free too. For every fetish you have there's someone out there with the same fetish and a collection he's willing to share :D
Being lazy is bad; unless you still get what you want, then it's called "patience".
Hubris must be punished. Severely.

The Brain

How good is public domain porn?
Women want me. Men want to be with me.

Martinus

Quote from: HVC on September 21, 2011, 03:28:16 PM
Quote from: Martinus on September 21, 2011, 03:22:22 PM
Quote from: Malthus on September 21, 2011, 02:47:14 PM
Quote from: Martinus on September 21, 2011, 02:46:00 PM
*cough* porn *cough*

There exist people who pay for porn?  :hmm:

Not everyone prefers vanilla.  :uffda:
you can get all the party flavours you want for free too. For every fetish you have there's someone out there with the same fetish and a collection he's willing to share :D

There's not enough of this for a daily wank, and most of it is rather poor quality.

Martinus

Quote from: The Brain on September 21, 2011, 03:32:03 PM
How good is public domain porn?

On average pretty crappy but can be good. The problem is lack of consistent quality.

MadBurgerMaker

Hey for the real weirdos, there's now PETA porn:

http://www.huffingtonpost.com/2011/08/19/peta-porn-site_n_931509.html

QuoteSo how pornographic will PETA go? According to Rajt, it will have enough adult content to qualify for the XXX domain site but also some other graphic images of animals that viewers may not expect to see.

Australia's Herald Sun reports that "PETA's sexy side displayed in galleries and videos will quickly give way to the sinister world of animal mistreatment uncovered by the group's hidden camera investigations in a very different kind of graphic content."

The Brain

Quote from: MadBurgerMaker on September 21, 2011, 03:36:43 PM
Hey for the real weirdos, there's now PETA porn:

http://www.huffingtonpost.com/2011/08/19/peta-porn-site_n_931509.html

QuoteSo how pornographic will PETA go? According to Rajt, it will have enough adult content to qualify for the XXX domain site but also some other graphic images of animals that viewers may not expect to see.

Australia's Herald Sun reports that "PETA's sexy side displayed in galleries and videos will quickly give way to the sinister world of animal mistreatment uncovered by the group's hidden camera investigations in a very different kind of graphic content."

Good luck finding people who are interested in both BDSM and bestiality.
Women want me. Men want to be with me.

viper37

Quote from: Malthus on September 21, 2011, 03:08:44 PM
"Executive stress release (not covered by provincial medicare)"  ;)
If you were a fiscalist, I might have a job for you :P

Turns out they were already aware of the fraud.  7 other transactions happened between my account statement and today, all in Euros or US$.
They've already cancelled my card, but they never called me...  Weird.  I'll have to sign an affidavit as you said, I should get in the mail pretty soon.

I wonder what happens to the merchants who authorized the card, assuming there's no fraud on their part, are they still getting paid for their transaction?
I don't do meditation.  I drink alcohol to relax, like normal people.

If Microsoft Excel decided to stop working overnight, the world would practically end.

Maximus

I am under the impression that that is a part of the service that a company like Visa provides-- an assurance that you won't get screwed by using/accepting the card. That would apply both to the cardholder and the merchant.

derspiess

Quote from: Maximus on September 21, 2011, 05:19:17 PM
I am under the impression that that is a part of the service that a company like Visa provides-- an assurance that you won't get screwed by using/accepting the card. That would apply both to the cardholder and the merchant.

The bank that issues the card ends up absorbing the losses (minus whatever few items they're able to charge back to the merchant).  Visa only forces them to do so.
"If you can play a guitar and harmonica at the same time, like Bob Dylan or Neil Young, you're a genius. But make that extra bit of effort and strap some cymbals to your knees, suddenly people want to get the hell away from you."  --Rich Hall

HVC

Quote from: derspiess on September 21, 2011, 06:27:05 PM
Quote from: Maximus on September 21, 2011, 05:19:17 PM
I am under the impression that that is a part of the service that a company like Visa provides-- an assurance that you won't get screwed by using/accepting the card. That would apply both to the cardholder and the merchant.

The bank that issues the card ends up absorbing the losses (minus whatever few items they're able to charge back to the merchant).  Visa only forces them to do so.
i do know that credit card companies charge based on risk of fraud. As a vender you pay over twice as much to the credit card for processing a over the phone transaction then you do a face to face one.
Being lazy is bad; unless you still get what you want, then it's called "patience".
Hubris must be punished. Severely.

The Larch

A good friend of mine worked for a couple of years back in the day monitoring this kind of incidents for a bank, and he said that everytime a card showed unusual movements (many operations for big money in succession, several charges from abroad in a short period of time) they'd flag it and contact the account holder to check on that. Many times they got hold of stuff way before the person who had been scammed even realized it, and not just for small money, and normally everything would be refunded and irregular charges annulled, I guess insurance would cover them.

Apparently the activity which came higher amongst their incidents were hookers in clubs. One day they got a guy who had his card cancelled at the insistence of his wife who wanted a refund for a wild night when he spent something like a thousand euros on hookers and afterwards claimed that he got his card stolen, and denied it even after being presented with the receipts he had signed.

CountDeMoney

Ironically, I think the only time my bank has ever contacted me immediately about a "questionable" purchase was right after I bought something from Paradox.  :lol:

Caliga

Citibank has a problem with sucky maps. :yes:
0 Ed Anger Disapproval Points

Ed Anger

Speaking of shitty Paradox, WHERE IS MY PRIDE OF NATIONS PATCH? And none of that beta shit either. I didn't pay 20 bones to be a beta tester.

Fuck Paradox.
Stay Alive...Let the Man Drive