Credit card fraud

[viper37]

Wonderful.  Checking the statement of my corporate card, it appears I did a 2-day trip to Austria and Florida last month.
And of course, all their lines are busy and I'm told to call back later.

Hopefully, it won't be a problem to prove I didn't make these expenses.  What with not having a valid passport and all and my card still in my wallet.

[crazy canuck]

Hope you enjoyed your trips.

[Malthus]

Wonderful.  Checking the statement of my corporate card, it appears I did a 2-day trip to Austria and Florida last month.
And of course, all their lines are busy and I'm told to call back later.

Hopefully, it won't be a problem to prove I didn't make these expenses.  What with not having a valid passport and all and my card still in my wallet.

Visa was pretty good when I got hit. They refunded the money into my account after I signed an affidavit to the effect that it wasn't my withdrawals, without any fuss. Plus, they discovered the fraud before I did.

The big annoyance was having the card cancelled.

[Martinus]

I got VISA refund me some online poker stuff, so they are rather nice about it.

[MadBurgerMaker]

The big annoyance was having the card cancelled.

Yeah this was the worst part in my experience as well. 

[viper37]

The big annoyance was having the card cancelled.

Yeah this was the worst part in my experience as well. 

Yeah, I'll have to reset all the automatic payments on it.

[derspiess]

Wonderful.  Checking the statement of my corporate card, it appears I did a 2-day trip to Austria and Florida last month.
And of course, all their lines are busy and I'm told to call back later.

Hopefully, it won't be a problem to prove I didn't make these expenses.  What with not having a valid passport and all and my card still in my wallet.

Dunno if things differ in Canada, but in the US your liability with both Visa & MasterCard is zero as long as you haven't done anything incredibly stupid to compromise your card info, you promptly report the unauthorized charges, and don't have a big past history of unauthorized charges on the card.  You'd need to sign a letter stating you didn't authorize the transactions, but other than that (plus having your card closed & having to get a new one) there should be very little hassle involved with getting the charges credited back to your account.  The bank may have to eat some of the fraud, but the cardholder wouldn't.

Again, this is all in the US.  Dunno what Canadian laws or Visa/MC/Amex or whatever operating rules are like up there.

[Malthus]

Wonderful.  Checking the statement of my corporate card, it appears I did a 2-day trip to Austria and Florida last month.
And of course, all their lines are busy and I'm told to call back later.

Hopefully, it won't be a problem to prove I didn't make these expenses.  What with not having a valid passport and all and my card still in my wallet.

Dunno if things differ in Canada, but in the US your liability with both Visa & MasterCard is zero as long as you haven't done anything incredibly stupid to compromise your card info, you promptly report the unauthorized charges, and don't have a big past history of unauthorized charges on the card.  You'd need to sign a letter stating you didn't authorize the transactions, but other than that (plus having your card closed & having to get a new one) there should be very little hassle involved with getting the charges credited back to your account.  The bank may have to eat some of the fraud, but the cardholder wouldn't.

Again, this is all in the US.  Dunno what Canadian laws or Visa/MC/Amex or whatever operating rules are like up there.

See my note above: it's the same here in Canada.

[Malthus]

The big annoyance was having the card cancelled.

Yeah this was the worst part in my experience as well. 

Yeah, I'll have to reset all the automatic payments on it.

That actually proved useful, as I was making so many automatic payments on shit ... forced my to reconsider the necessity of a couple of subscriptions I had. 

[Martinus]

The big annoyance was having the card cancelled.

Yeah this was the worst part in my experience as well. 

Yeah, I'll have to reset all the automatic payments on it.

That actually proved useful, as I was making so many automatic payments on shit ... forced my to reconsider the necessity of a couple of subscriptions I had. 

*cough* porn *cough*

[Malthus]

*cough* porn *cough*

There exist people who pay for porn? 

[viper37]

The big annoyance was having the card cancelled.

Yeah this was the worst part in my experience as well. 

Yeah, I'll have to reset all the automatic payments on it.

That actually proved useful, as I was making so many automatic payments on shit ... forced my to reconsider the necessity of a couple of subscriptions I had. 

corporate card.  Only the absolute necessity is there.  It's the first thing tax collectors will look at to identify personal expenses, so I make sure I can justify everything.  Porn and erotic massage are probably not justifiable for my line of work

[viper37]

There exist people who pay for porn? 

Someone needs to actually buy the porn at least once before uploading it to P2P site

[Malthus]

The big annoyance was having the card cancelled.

Yeah this was the worst part in my experience as well. 

Yeah, I'll have to reset all the automatic payments on it.

That actually proved useful, as I was making so many automatic payments on shit ... forced my to reconsider the necessity of a couple of subscriptions I had. 

corporate card.  Only the absolute necessity is there.  It's the first thing tax collectors will look at to identify personal expenses, so I make sure I can justify everything.  Porn and erotic massage are probably not justifiable for my line of work

"Executive stress release (not covered by provincial medicare)" 

[Sheilbh]

There exist people who pay for porn? 

I've always wondered how porn sites pay their bills