How much of your insurance premium do you pay yourself?

[The Brain]

I live in Sweden which is pretty much Paradise on Earth.

[garbon]

I think mine is 0 or near 0 for basic health/dental. Vision is then 8 bucks bi-weekly.

[Barrister]

Prompted by sbr's comment in the other thread.

I pay like $83 biweekly for single coverage, which I do not consider a great deal.

Let's see...

I pay $100 biweekly for all the maxed out family benefits I could get.  Enhanced medical , drug and dental.

Basic health insurance of course is free in this country, but you have to pay for the extras...

What does the enhanced get you?

A whole whack of things.  Dental is 80% coverage with no maximum (so we pay 20% of the cost).  It was awesome when my wife was also a government employee - the overlapping plans meant we paid nothing.  Drugs cover 80% of costs up to $5,000 (then 100% coverage), with no maximum.

Medical covers ambulances, private hospital rooms, emergency travel coverage, vision plans, that kind of thing.

[crazy canuck]

Prompted by sbr's comment in the other thread.

I pay like $83 biweekly for single coverage, which I do not consider a great deal.

Let's see...

I pay $100 biweekly for all the maxed out family benefits I could get.  Enhanced medical , drug and dental.

Basic health insurance of course is free in this country, but you have to pay for the extras...

What does the enhanced get you?

Put simply you dont pay for anything yourself or at least very little.

[11B4V]

You mean only health insurance right?

Yes.

Deeply flawed OP Yi.

around $500 a year

[Ed Anger]

All.

[ulmont]

50%.  Something like 450 a month for 2 people health / dental / vision.

[grumbler]

I pay about $150 a month into my Health Savings Account (thus, pre-tax, but out of pocket).  The school picks up the premium for the 100%-coverage-after-$3000 plan.  So, what I actually pay is whatever I spend, up to $3000 in a year.

Anything I don't spend of the HSA in a year rolls over into subsequent years, so technically I could stop making any payments until my HSA account valued zeroed out.  For various tax reasons, though, that's a bad idea.

Next year, I will probably up my HSA deposits a bit, as costs have jumped for a couple of medicines I take.

[jimmy olsen]

Don't know the $ amount, but I believe it's 50%

[Sheilbh]

Don't know the $ amount, but I believe it's 50%

That's a strange way round

[Grey Fox]

Me? nothing, it's entirely paid for by my employer. I pay taxes on it tho. Drugs are covered at 80% until I've spent 350$ then it's 100%.

My girlfriend pays 19$/month for the minimun coverage. We'd drop it entirely but we can't.

[DontSayBanana]

That's a strange way round

As a premium, I'd agree with you, but 50/50 plans aren't uncommon here in the US; the premium's lower, but medical bills are split right down the middle.

[Sheilbh]

As a premium, I'd agree with you, but 50/50 plans aren't uncommon here in the US; the premium's lower, but medical bills are split right down the middle.

I meant I think I'd remember the $ figure but not be sure on the %.

[Caliga]

I forget how much but isn't definitely not all that much.  Prior to 1/1/2013 it was $0.  But then my company grew too much to make that sort of a deal sustainable.

[KRonn]

For single coverage I pay $27 biweekly for coverage, employer pays $234.

Dental is $9 for me and $9 employer contribution, biweekly.