I'm shocked :P
I applied for an Amazon credit card, with the promise of a rebate on my next order. Got the letter from JP Morgan chase saying I'm no approved. Now, I just got an offer to raise my Master Card limit to 25 000$, but Amazon Visa is refusing me for a few thousand bucks...
Sign of the times? Banks do not give credit cards to anyone anymore? :) Where will the world go if we can't have credit for 100 times our net worth?? :huh: :P
I hope your net worth is more than $250.
Banks still give out credit cards :huh:
http://www.youtube.com/watch?v=JZ9U4Cbb4wg (http://www.youtube.com/watch?v=JZ9U4Cbb4wg)
DIscussions over credit makes me think of this scene.
I use that card to buy everything. I get tons of free stuff from Amazon that way.
As for the credit check, my guess is there was some tangential reason it was declined. Like a security thing or something. I'd call them.
Quote from: MadImmortalMan on August 09, 2013, 03:53:37 PM
I use that card to buy everything. I get tons of free stuff from Amazon that way.
As for the credit check, my guess is there was some tangential reason it was declined. Like a security thing or something. I'd call them.
The NSA has put him on a list for all his Francophone angst :(
Quote from: crazy canuck on August 09, 2013, 03:47:05 PM
Banks still give out credit cards :huh:
Just got a 12k limit at Cabela's :showoff:
Quote from: Jacob on August 09, 2013, 03:45:56 PM
I hope your net worth is more than $250.
I nearly just spit up. :D
Quote from: crazy canuck on August 09, 2013, 03:47:05 PM
Banks still give out credit cards :huh:
The two cards I use most often are from my bank and my credit union.
Quote from: crazy canuck on August 09, 2013, 03:47:05 PM
Banks still give out credit cards :huh:
one of my cards is from my bank.
Hypocrisy, all of it. Enjoy your debt cards, suckers.
Quote from: CountDeMoney on August 09, 2013, 08:32:28 PM
Hypocrisy, all of it. Enjoy your debt cards, suckers.
I do. Got a tree stand coming in in a few days. Going to pick up a few trail cams too. I let you see pics of the pretty wildlife before I assassinate them. :blurgh:
Debit cards don't have the same protections that credit cards do if I'm not mistaken.
Trail cams are cool as shit. A buddy of mine has trail cams on and around his property, lots of wooded acreage up by the Pennsylvania line. The kind of guy that races home and goes bow hunting after work.
Came in to work one day, shows the photo and time stamp of his trudging home at sunset on one trail, and another photo approximately 5 minutes later from the same camera with a gorgeous 8 point buck in the exact same spot on the trail. Swear to God, it was actually LOLing at the camera. :lol:
Quote from: Darth Wagtaros on August 09, 2013, 08:45:53 PM
Debit cards don't have the same protections that credit cards do if I'm not mistaken.
I wasn't referring to debit cards, but debt cards. People call them credit cards, but only because they're brainwashed by the Banking-Industrial Complex. Credit is the illusion, debt is the reality.
Quote from: CountDeMoney on August 09, 2013, 08:50:51 PM
Trail cams are cool as shit. A buddy of mine has trail cams on and around his property, lots of wooded acreage up by the Pennsylvania line. The kind of guy that races home and goes bow hunting after work.
Came in to work one day, shows the photo and time stamp of his trudging home at sunset on one trail, and another photo approximately 5 minutes later from the same camera with a gorgeous 8 point buck in the exact same spot on the trail. Swear to God, it was actually LOLing at the camera. :lol:
Trail Cams are awesome.
Reminds me of the Pacfic Norwest Ghost aka Blacktail Deer. The craftiest mother fucking deer spcies I've ever hunted. I have 6-8 that hang out every evening on my three acres. I declared my property a "No-Fire" zone. However they are eating my flowers :mad:. I'll have to arrange a sit down with their union rep. :P
Quote from: CountDeMoney on August 09, 2013, 08:54:04 PM
Quote from: Darth Wagtaros on August 09, 2013, 08:45:53 PM
Debit cards don't have the same protections that credit cards do if I'm not mistaken.
I wasn't referring to debit cards, but debt cards. People call them credit cards, but only because they're brainwashed by the Banking-Industrial Complex. Credit is the illusion, debt is the reality.
Maybe if you had to carry a balance.
Quote from: 11B4V on August 09, 2013, 08:59:34 PM
I'll have to arrange a sit down with their union rep. :P
Uh huh. And why do I think it'll go down Hoffa style? :P
Quote from: viper37 on August 09, 2013, 03:32:35 PM
I'm shocked :P
I applied for an Amazon credit card, with the promise of a rebate on my next order. Got the letter from JP Morgan chase saying I'm no approved. Now, I just got an offer to raise my Master Card limit to 25 000$, but Amazon Visa is refusing me for a few thousand bucks...
Sign of the times? Banks do not give credit cards to anyone anymore? :) Where will the world go if we can't have credit for 100 times our net worth?? :huh: :P
The problem's obvious--you're not an Amazon. Wrong gender.
;)
Not true, we haven't been giving you any credit for years. :P
Never obtained credit. :blush:
Discover turned me down once. DISCOVER.
Sheesh.
Quote from: CountDeMoney on August 09, 2013, 08:32:28 PM
Hypocrisy, all of it. Enjoy your debt cards, suckers.
your fear of credit is tragic :console:
Quote from: Ed Anger on August 10, 2013, 08:05:39 AM
Discover turned me down once. DISCOVER.
Sheesh.
Rough. They gave me my first credit card when I was unemployed.
Quote from: HVC on August 10, 2013, 08:18:58 AM
Quote from: CountDeMoney on August 09, 2013, 08:32:28 PM
Hypocrisy, all of it. Enjoy your debt cards, suckers.
your fear of credit is tragic :console:
My terms are strictly cash. It's worked well for centuries.
MAH SILVER
Quote from: CountDeMoney on August 09, 2013, 08:54:04 PM
I wasn't referring to debit cards, but debt cards. People call them credit cards, but only because they're brainwashed by the Banking-Industrial Complex. Credit is the illusion, debt is the reality.
:huh:
Nah, of course that isn't on your wavelength, Captain Commodities.
It isn't on the wavelength of anyone who can understand 9th grade English. Credit and debt are two sides of the same transaction. The bank extends you credit, and you assume debt.
It's all bullshit.
Heh went to get a new car. No dice as since I work contract/1099 jobs and no credit history for last 20 years no loan for me. Just have to go buy car in cash.
I have never been denied credit. Once American Express gave me 8k$ has a limit while I was unemployed.
I thought the deal with Amex is you have to pay off the balance at the end of the month.
Quote from: Admiral Yi on August 10, 2013, 07:46:49 PM
I thought the deal with Amex is you have to pay off the balance at the end of the month.
:huh:
You can carry a balance.
:huh:
OK.
I just thought the main thing about AmEx is that you have to pay a fee every year.
Quote from: garbon on August 10, 2013, 07:49:30 PM
Quote from: Admiral Yi on August 10, 2013, 07:46:49 PM
I thought the deal with Amex is you have to pay off the balance at the end of the month.
:huh:
You can carry a balance.
depends on the card from them.
Quote from: katmai on August 10, 2013, 07:54:33 PM
Quote from: garbon on August 10, 2013, 07:49:30 PM
Quote from: Admiral Yi on August 10, 2013, 07:46:49 PM
I thought the deal with Amex is you have to pay off the balance at the end of the month.
:huh:
You can carry a balance.
depends on the card from them.
Ah, gotcha.
Though again, I never would.
My regular Amex has no yearly fee and doesn't need to be paid off every month, yet my
Bussiness card has both the fee and must be paid off. Don't ask me how that works. :lol:
Quote from: katmai on August 10, 2013, 07:30:12 PM
Heh went to get a new car. No dice as since I work contract/1099 jobs and no credit history for last 20 years no loan for me. Just have to go buy car in cash.
That blows. On the other hand: No car payments.
Quote from: garbon on August 10, 2013, 07:52:53 PM
I just thought the main thing about AmEx is that you have to pay a fee every year.
there's no real difference between AmEx and other credit cards now. They have various type of cards, some still unlimited, I suppose, but most of them have a limit and an interest rate similar to other cards. Some have yearly fees, some are free, depends on what they offer.
Quote from: katmai on August 10, 2013, 07:58:53 PM
My regular Amex has no yearly fee and doesn't need to be paid off every month, yet my
Bussiness card has both the fee and must be paid off. Don't ask me how that works. :lol:
well, I tried to increase my corporate card limit from 5000$ to 10 000$ and I was told it was impossible. Both this and my personal master card are from Bank of Montreal. I hang up, I call customer service for my card, got it increased from 10k to 15k$ in 2 minutes.
These guys are weird.
Quote from: Admiral Yi on August 10, 2013, 07:50:38 PM
:huh:
OK.
AMEX used to be that way (i.e. you had to pay off your balance monthly), yeah, but they changed. I would guess they changed due to market pressure from debt-loving fools.
What's the reason to use AmEx? They keep asking me to get a card but I don't see the point.
Quote from: The Brain on August 11, 2013, 02:43:58 PM
What's the reason to use AmEx? They keep asking me to get a card but I don't see the point.
'cause a lot of people still think like Yi, that you need to be super rich to have one :P
Nah, it depends on the promotional program. Mine comes with Air Miles, so I accumulate in the hope that someday, I'll have time enough to take a vacation.
I transfer my balance between zero-interest cards every 18 months or so when the previous deal runs out. Yay, free money!
Quote from: Brazen on August 12, 2013, 08:40:18 AM
I transfer my balance between zero-interest cards every 18 months or so when the previous deal runs out. Yay, free money!
Stop hanging on to outdated imperialist dogma which perpetuates the social and economic differences in our society, mmkaythxbuhbye.
Quote from: viper37 on August 11, 2013, 11:11:54 PM
Mine comes with Air Miles, so I accumulate in the hope that someday, I'll have time enough to take a vacation.
That's what mine is for. :hug:
Quote from: CountDeMoney on August 12, 2013, 08:48:11 AM
Quote from: Brazen on August 12, 2013, 08:40:18 AM
I transfer my balance between zero-interest cards every 18 months or so when the previous deal runs out. Yay, free money!
Stop hanging on to outdated imperialist dogma which perpetuates the social and economic differences in our society, mmkaythxbuhbye.
Time for something new.
No.
Please?
Maybe. Only because you said "please", though.
But just for today.
:w00t: