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#91

Off the Record / Re: Re: The Off Topic Topic

Last post by Razgovory - December 12, 2024, 10:39:28 AM

I'm reading a book on the elites in this country, and their ideology.  Talking about the top 1% is a bit of an obfuscation.  They are elites, but not the only ones.  In fact, a lot of them on are on this board as we speak...

I am pretty sure a lot of of the American one percent is not on this board as we speak

What about the top quintile?

How many Americans on this board do you think are in the top quintile?

You made the claim that a lot of the American elite are on this board? My comment was more of a joke, but come on, if you want to take it seriously not a lot of American elites are here. There just isn't a lot of Americans here compared to the population of the United States.  There isn't a lot of people here in general. 

No, I meant that a lot of the board falls into the elite category.

My apologies

No prob.  I still love you.

#92

Off the Record / Re: Re: The Off Topic Topic

Last post by Sheilbh - December 12, 2024, 10:33:38 AM

Not really, the vast majority of the people who are here are not lawyers.

But an even vaster majority of the general population are not lawyers

#93

Off the Record / Re: [Canada] Canadian Politics...

Last post by crazy canuck - December 12, 2024, 10:27:44 AM

Most liveable place in Canada is North Vancouver.

https://www.theglobeandmail.com/gift/519974dc5e28f762a87fb14c1570523f4fb873adfcfcb945043907ccc3c41650/7DI7PKSW4BGIFEPNSWHRSI42YE/

The main reasons

The North Shore is one of the few places in Canada where you can go skiing in the mountains and kayaking in the ocean in the same day. "You can look south and see the water. You can look north and see the mountains, and you're literally 10 to 15 minutes away from being on one or the other," said Linda Buchanan, mayor of the City of North Vancouver

North Vancouver's best score was in community, where it ranked 14th overall, due to a large percentage of the population volunteering, a high number of community centres per capita and a strong sense of belonging among residents.

#94

Off the Record / Re: The AI dooooooom thread

Last post by crazy canuck - December 12, 2024, 10:19:35 AM

I've noticed it likes wordy business speak and it likes to be redundant.

Try typing "Rephrase it so I don't sound like a prat".

But yes, its something to wrestle with. I am using it for professional trying to make myself sound good reasons... but not too much. I don't want to recompile my synergies with an extended OKR.

Careful with that, you will start sounding like a consultant who doesn't actually know what they are talking about.

#95

Off the Record / Re: Re: The Off Topic Topic

Last post by crazy canuck - December 12, 2024, 10:16:15 AM

Our demographics are more lawyer heavy than the general population yes.

Not really, the vast majority of the people who are here are not lawyers.

[To be among the global top 10 percent, you may not need as much money as you think. According to the 2018 Global Wealth Report from Credit Suisse Research Institute, you don't even need six figures.A net worth of $93,170 U.S. is enough to make you richer than 90 percent of people around the world, Credit Suisse reports. The institute defines net worth, or "wealth," as "the value of financial assets plus real assets (principally housing) owned by households, minus their debts."More than 102 million people in America are in the 10 percent worldwide, Credit Suisse reports, far more than from any other country.]

#96

Off the Record / Re: Re: The Off Topic Topic

Last post by crazy canuck - December 12, 2024, 10:14:01 AM

https://www.cnbc.com/2018/11/07/how-much-money-you-need-to-be-in-the-richest-10-percent-worldwide.html

To be among the global top 10 percent, you may not need as much money as you think. According to the 2018 Global Wealth Report from Credit Suisse Research Institute, you don't even need six figures.

A net worth of $93,170 U.S. is enough to make you richer than 90 percent of people around the world, Credit Suisse reports. The institute defines net worth, or "wealth," as "the value of financial assets plus real assets (principally housing) owned by households, minus their debts."

More than 102 million people in America are in the 10 percent worldwide, Credit Suisse reports, far more than from any other country.

You need significantly less to be among the global 50 percent: If you have just $4,210 to your name, you're still richer than half of the world's residents. And it takes a net worth of $871,320 to join the global 1 percent. More than 19 million Americans qualify, Credit Suisse reports.

These numbers reflect the extreme level of persistent wealth inequality. As Credit Suisse puts it, "While the bottom half of adults collectively owns less than 1 percent of total wealth, the richest decile (top 10 percent of adults) owns 85 percent of global wealth, and the top percentile alone accounts for almost half of all household wealth (47 percent)."

Pre-pandemic, obvs.

Net worth isn't really a very good indicator of wealth ironically.

The reason for that is a lot of people have an inflated net worth simply because the house they bought has increased significantly in value. But many of those same people are still struggling financially to pay their mortgage and the cost of living.

Measuring wealth is your keeping to do because the truly wealthy don't actually have an income that can be taxable. Rather, they live basically tax-free by sophisticated instruments averaged against their shareholdings.

#97

Off the Record / Re: Brexit and the waning days...

Last post by Gups - December 12, 2024, 10:12:23 AM

Not really consultations on reform but the issue of the new national planning policy framework. Less red tape - or at least fewer restrictions.

#98

Off the Record / Re: Re: The Off Topic Topic

Last post by crazy canuck - December 12, 2024, 10:11:47 AM

I'm reading a book on the elites in this country, and their ideology.  Talking about the top 1% is a bit of an obfuscation.  They are elites, but not the only ones.  In fact, a lot of them on are on this board as we speak...

I am pretty sure a lot of of the American one percent is not on this board as we speak

What about the top quintile?

How many Americans on this board do you think are in the top quintile?

You made the claim that a lot of the American elite are on this board? My comment was more of a joke, but come on, if you want to take it seriously not a lot of American elites are here. There just isn't a lot of Americans here compared to the population of the United States.  There isn't a lot of people here in general. 

No, I meant that a lot of the board falls into the elite category.

My apologies

#99

Off the Record / Re: Re: The Off Topic Topic

Last post by Josquius - December 12, 2024, 10:02:48 AM

Our demographics are more lawyer heavy than the general population yes.

#100

Off the Record / Re: The AI dooooooom thread

Last post by Josquius - December 12, 2024, 10:00:36 AM

I've noticed it likes wordy business speak and it likes to be redundant.

Try typing "Rephrase it so I don't sound like a prat".

But yes, its something to wrestle with. I am using it for professional trying to make myself sound good reasons... but not too much. I don't want to recompile my synergies with an extended OKR.