Bogus NY Times Trend Piece: Credit Score Dating

[sbr]

I've been doing this for years.

Most real people have taken this sort of thing into account when it comes to taking the next step with that special future ex spouse for years now.  It's just Count bitching about it.

It's definitely something I'm curious about, but asking about it straight out seems like such a dick and counter-productive move.

Especially on a first date.  I can understand having that conversion before moving in together or starting to think seriously about marriage, but not before sex.

[Admiral Yi]

It makes sense for grabon the gold digger to ask for a score; less so for Banker Boy interviewing potential trophy wife flight attendants.

[Phillip V]

Ms. Dollard’s credit score is so low, around 600, that she hasn’t been able to qualify for a car loan. She sympathizes with her boyfriend’s position because he “doesn’t ever want to be accountable for the irresponsible financial decision I made,” she said. Her boyfriend declined to be interviewed.

More 

The $150k-in-debt mostly unemployed Ms. Dollard has her FB profile completely open. She is 26-weeks pregnant. The boyfriend is a full-time corporate lawyer and part-time Army Reserve officer.
She fails a credit check, but he failed the contraceptives check. The boyfriend will be paying her for the rest of his life.

[DGuller]

It makes sense for grabon the gold digger to ask for a score; less so for Banker Boy interviewing potential trophy wife flight attendants.

Actually, it may make more sense for the banker boy.  Few people are so rich that a profligate spouse can't put a serious dent in their finances.  At the same time, banker boys are probably the ones who can get away with being uncouth dicks, and they also have the most practice with it.

[DGuller]

Ms. Dollard's credit score is so low, around 600, that she hasn't been able to qualify for a car loan. She sympathizes with her boyfriend's position because he "doesn't ever want to be accountable for the irresponsible financial decision I made," she said. Her boyfriend declined to be interviewed.

More 

The $150k-in-debt Ms. Dollard has her FB profile completely open. She is 26-weeks pregnant. The boyfriend is a full-time corporate lawyer and part-time Army Reserve officer.
She fails a credit check, but he failed the contraceptives check. The boyfriend will be paying her for the rest of his life.

[Admiral Yi]

Actually, it may make more sense for the banker boy.  Few people are so rich that a profligate spouse can't put a serious dent in their finances.  At the same time, banker boys are probably the ones who can get away with being uncouth dicks, and they also have the most practice with it.

More than for a gold digger?  Stable cash flow is the entire point of the excercise for a gold digger.

And anyway, the sugar daddy has techniques for managing profligacy.  Like a low limit credit card, or a cash allowance.

[garbon]

Actually, it may make more sense for the banker boy.  Few people are so rich that a profligate spouse can't put a serious dent in their finances.  At the same time, banker boys are probably the ones who can get away with being uncouth dicks, and they also have the most practice with it.

More than for a gold digger?  Stable cash flow is the entire point of the excercise for a gold digger.

And anyway, the sugar daddy has techniques for managing profligacy.  Like a low limit credit card, or a cash allowance.

Yeah but they are thinking with their penises not their brains.

[Jacob]

What an alien concept.

I mean, it makes sense that economic factors play into a relationship - especially once it goes beyond the initial stage - but I find the American fascination with the credit score pretty strange.

[Admiral Yi]

Yeah but they are thinking with their penises not their brains.

If they just want to get in the dick work they can fuck a bridge and tunnel secretary.  Finding a suitable trophy wife is about much more than pussy.

[Ed Anger]

Damn right.

[garbon]

Yeah but they are thinking with their penises not their brains.

If they just want to get in the dick work they can fuck a bridge and tunnel secretary.  Finding a suitable trophy wife is about much more than pussy.

True enough. We seem to be talking about several things at once. That said I wonder how many of the younger banker boys do it right.

[CountDeMoney]

but I find the American fascination with the credit score pretty strange.

Unfortunately, it's one of those things that pervade so many aspects of our lives, whether it's correct or incorrect.  And if it's incorrect, good luck getting it fixed.

That's right, only in America can the economic trajectory of your life be forever altered by the data entry skills of someone that couldn't get work at the DMV.

[mongers]

but I find the American fascination with the credit score pretty strange.

Unfortunately, it's one of those things that pervade so many aspects of our lives, whether it's correct or incorrect.  And if it's incorrect, good luck getting it fixed.

That's right, only in America can the economic trajectory of your life be forever altered by the data entry skills of someone that couldn't get work at the DMV.

It's only a step or two removed from Terry Gillian's Brazil ?

[Count]

I've been doing this for years.

Most real people have taken this sort of thing into account when it comes to taking the next step with that special future ex spouse for years now.  It's just Count bitching about it.

There's a big difference between taking it into account deep into a relationship and asking on the first date (which I doubt happens very often, hence me calling this story bogus).

For what it's worth, I don't know my credit score (only ever taken out federal loans for school) and I have enormous student debt. 

[mongers]

Besides, non-Northern English middle class women have much finer attuned antenna.