It's your decision but... everybody volunteers his opinion on it in your country

[Brazen]

What?! You only need a 30% mortgage? You lucky, lucky bastard! Have you paid off your current place then?

[Martinus]

What?! You only need a 30% mortgage? You lucky, lucky bastard! Have you paid off your current place then?

yes, about 3 years ago. 

And I may be able to prepay the 30% in a couple of years too, if my parents manage to sell a car from their collection and help me out. 

[derspiess]

Fashion sense. People keep telling me I should pick my pants up off the ground.

Well, I have to say you are lookin' like a fool with your pants on the ground.  With the gold in your mouth, hat turned sideways, etc....

[Razgovory]

Fashion sense. People keep telling me I should pick my pants up off the ground.

That's good advice really.

[Malthus]

What?! You only need a 30% mortgage? You lucky, lucky bastard! Have you paid off your current place then?

yes, about 3 years ago. 

And I may be able to prepay the 30% in a couple of years too, if my parents manage to sell a car from their collection and help me out. 

You only need a 30% mortgage, and your parents will pay part of that?

*Throws garbage* 

But yeah, apartment sounds great. Post pics when you can.

Also, is Counsel similar to partner? Either way, if it happens we can have a long-distance congratulation party. At your expense. 

[Brazen]

yes, about 3 years ago. 

And I may be able to prepay the 30% in a couple of years too, if my parents manage to sell a car from their collection and help me out. 

Seriously, despite the fact you earn that much? You are such a spoilt brat! When I told Dad I was having trouble paying my mortgage and bills, the best he could offer was "You can always rent your flat out and move back into your old room"

[Martinus]

Well, I'm also helping my parents with money since they do not have a steady income (their pension sucks). So it's not like I'm a spoiled brat.

[Martinus]

And for the record, I would be repaying my parents that money - it's just better to owe it to them than to the bank.

[Martinus]

Also, is Counsel similar to partner? Either way, if it happens we can have a long-distance congratulation party. At your expense. 

A Counsel is something below Partner but above Senior Associate - it is essentially a new post made in big lawfirms to give people some carrot without making them partners (yet). Especially in the "imperial province" like Poland, where it is extremely difficult to become a partner in an international lawfirm. It's different if I was in a Polish lawfirm - would be a partner long ago.

[DGuller]

Fashion sense. People keep telling me I should pick my pants up off the ground.

That's good advice really.

Common sense, even.  Pants are designed to be on the body, not on the ground.

[Malthus]

Also, is Counsel similar to partner? Either way, if it happens we can have a long-distance congratulation party. At your expense. 

A Counsel is something below Partner but above Senior Associate - it is essentially a new post made in big lawfirms to give people some carrot without making them partners (yet). Especially in the "imperial province" like Poland, where it is extremely difficult to become a partner in an international lawfirm. It's different if I was in a Polish lawfirm - would be a partner long ago.

Similar then to the concept of "income partner" here.

Big firms belatedly realizing that getting a partner's book of business is effectively impossible for associates when your "clients" are all major banks (or drug manufacturers). It isn't like your average associate can find a new bank to bring in as a client. 

[Grey Fox]

I'd be happy to be able to afford a 80% 30 year mortgage.

Freaking gay lawyers.

[Monoriu]

I make about $130,000 per year.

[Monoriu]

So I am considering buying a new flat, and apparently everybody is an expert and happy to discuss for hours prices, locations and whatnot.

What are similar topics in your country?

People like to give advice about flat purchases because they want to justify their own flat purchases.

[ulmont]

Big firms belatedly realizing that getting a partner's book of business is effectively impossible for associates when your "clients" are all major banks (or drug manufacturers). It isn't like your average associate can find a new bank to bring in as a client. 

Hell, it isn't even like your average lateral partner can bring over many clients, conflicts being what they are...