The Off Topic Topic

[garbon]

Looks like they're not aiming at the Dazzling-Urbanites-With-$1,500-Gets-You-In! crowd as much as they are aiming it at younger working adults who've entered the housing market since 2008 that don't have a strong credit history.

Still looks dangerous.

[MadImmortalMan]

680 now isn't the same as it was before the bubble burst. I think my credit was about that when I bought my house. I did a bridge loan in lieu of 20% down. That transaction could not happen today. Of course, if I were buying my house today I wouldn't need to do it like that.

[Josephus]

It's not physically possible for taco bell, or any food, to go from one end to the other in 22 minutes, right?

Happens to me with Big Macs all the time.

[DGuller]

It helps when your food is already "pre-processed".

[Eddie Teach]

Your alimentary canal is only like 40 feet long- food doesn't have to travel along every little fold.

[Admiral Yi]

Your alimentary canal is only like 40 feet long- food doesn't have to travel along every little fold.

Sure it does.  There are no short cuts.

[fhdz]

Your alimentary canal is only like 40 feet long- food doesn't have to travel along every little fold.

Sure it does.  There are no short cuts.

Tesseract!

[MadImmortalMan]

Your alimentary canal is only like 40 feet long- food doesn't have to travel along every little fold.

DGuller's is 45 feet. 

[Ed Anger]

I'm off. You all can go fuck yourselves. 

[Liep]

Depardieus new apartment is in flames. Why the hell would you move to Groznyj, though? I mean, surely, there are better places in Russia if you decide to move there.

http://rt.com/news/chechnya-tallest-building-fire-280/

[Eddie Teach]

Tesseract!

I wiki'd that, now my head hurts. 

[CountDeMoney]

680 now isn't the same as it was before the bubble burst. I think my credit was about that when I bought my house. I did a bridge loan in lieu of 20% down. That transaction could not happen today. Of course, if I were buying my house today I wouldn't need to do it like that.

To lock people out automatically if they're below 725--as a lender told me when I was looking at new homes prior to Shareholder Value Happy Fun Time--doesn't do anybody or the economy any favors, either.
But I think there's been a few more mechanisms put in place to avoid giving somebody a $280K mortgage with a 550 rating;  this initiative seems to be aimed at FHA-applicable first timers.

[11B4V]

Awesome piece of equipment here. Takes down big scot's broom in a jiffy. Probably work good on zombies too.

[Tonitrus]

Awesome piece of equipment here. Takes down big scot's broom in a jiffy. Probably work good on zombies too.

Looks like a cross between an Alien and a Power tool.

[Ideologue]

680 now isn't the same as it was before the bubble burst. I think my credit was about that when I bought my house. I did a bridge loan in lieu of 20% down. That transaction could not happen today. Of course, if I were buying my house today I wouldn't need to do it like that.

To lock people out automatically if they're below 725--as a lender told me when I was looking at new homes prior to Shareholder Value Happy Fun Time--doesn't do anybody or the economy any favors, either.
But I think there's been a few more mechanisms put in place to avoid giving somebody a $280K mortgage with a 550 rating;  this initiative seems to be aimed at FHA-applicable first timers.

I'm pretty much resigned to never owning a home unless I'm the last heir standing when my parents die.