Obamacare and you

[DGuller]

Thanks for giving me that mental image for the day. 

[CountDeMoney]

Thanks for giving me that mental image for the day. 

Every time a job is lost, an angel gets its wings.  And then Yi blasts it with a leveraged cum facial.  OMG DEBT-TO-MOUTH IS SO HAWT

[Phillip V]

I got my ACA health care from the Massachusetts site. The bronze plan, higher deductibles and not as good coverage as the plan I had from work. I could have kept my company insurance plan for a year after retiring but premiums were quite a bit more expensive, though it might have evened out with lower or no deductibles. But the ACA/state plan should work well enough for a year until I sign up for Medicare and a private insurance company supplemental plan.

This state already had a plan in place before the ACA was implemented but the state still had to conform to the same laws as the ACA even though our dem governor at the time tried to get the Feds to give the state a waiver. Good news is that I won't be getting a rate increase next year, or a very small one. Bad news is that the premiums are apparently more than in many other states, at least some states that I've seen, but I assume they might be cheaper than some other states because Mass has had the plan in place for longer than the ACA.

What % of the premium is covered by subsidy?

I don't qualify for a subsidy. But I should be able to get a tax break on some portion of the premiums and the money I spend at doctors, etc. on my taxes at year end. 

My aging parents' premiums are ~$2500/mo for a silver plan, but most of that is covered by the federal subsidy.  Without the subsidy, I do not know what to do for my parents' healthcare; perhaps send them to live overseas.

[Admiral Yi]

My aging parents' premiums are ~$2500/mo for a silver plan, but most of that is covered by the federal subsidy.  Without the subsidy, I do not know what to do for my parents' healthcare; perhaps send them to live overseas.

Do they not qualify for Medicare?

[Phillip V]

My aging parents' premiums are ~$2500/mo for a silver plan, but most of that is covered by the federal subsidy.  Without the subsidy, I do not know what to do for my parents' healthcare; perhaps send them to live overseas.

Do they not qualify for Medicare?

60 years old.  Still too young.

[fromtia]

I had health insurance through my employer for most of the last 10 or 15 years. Premiums went up steadily. For the last three years I have a FL Blue plan from .gov website. Me and the boy only costs me $550 (I'm 46 and in good health) I currently get about $100 in breaks from the Kenyan socialist. For 2017 my premium is set to rise by about $40.

I am eagerly anticipating which version of Mitt Romney care the Republicans will replace (once the mid terms are safely over) the unspeakable travesty that is Obamacare with.

[Phillip V]

I had health insurance through my employer for most of the last 10 or 15 years. Premiums went up steadily. For the last three years I have a FL Blue plan from .gov website. Me and the boy only costs me $550 (I'm 46 and in good health) I currently get about $100 in breaks from the Kenyan socialist. For 2017 my premium is set to rise by about $40.

I am eagerly anticipating which version of Mitt Romney care the Republicans will replace (once the mid terms are safely over) the unspeakable travesty that is Obamacare with.

How many insurance provider choices did you have?  In my parents' North Carolina county, there was only 1 choice for 2017 (Blue Cross Blue Shield) compared to 3 for 2016.

[Razgovory]

I had health insurance through my employer for most of the last 10 or 15 years. Premiums went up steadily. For the last three years I have a FL Blue plan from .gov website. Me and the boy only costs me $550 (I'm 46 and in good health) I currently get about $100 in breaks from the Kenyan socialist. For 2017 my premium is set to rise by about $40.

I am eagerly anticipating which version of Mitt Romney care the Republicans will replace (once the mid terms are safely over) the unspeakable travesty that is Obamacare with.

Man, I didn't think anyone bought the "replace" part of "repeal and replace".

[CountDeMoney]

How many insurance provider choices did you have?  In my parents' North Carolina county, there was only 1 choice for 2017 (Blue Cross Blue Shield) compared to 3 for 2016.

Yeah...United Health doesn't see any profit in niggers with diabetes (despite their stock increasing $120 to $150 this year and their CEO making $66 million), Aetna had to act childish and pulled out of the state as payback for the Obama Administration snuffing their murder and acquisition plans with Cigna, and Cigna decided it's is only going to be in the Triangle, because that's where white people with money are. 

Oh, and it didn't help that North Carolinians simply didn't enroll.  Because America.

[KRonn]

I got my ACA health care from the Massachusetts site. The bronze plan, higher deductibles and not as good coverage as the plan I had from work. I could have kept my company insurance plan for a year after retiring but premiums were quite a bit more expensive, though it might have evened out with lower or no deductibles. But the ACA/state plan should work well enough for a year until I sign up for Medicare and a private insurance company supplemental plan.

This state already had a plan in place before the ACA was implemented but the state still had to conform to the same laws as the ACA even though our dem governor at the time tried to get the Feds to give the state a waiver. Good news is that I won't be getting a rate increase next year, or a very small one. Bad news is that the premiums are apparently more than in many other states, at least some states that I've seen, but I assume they might be cheaper than some other states because Mass has had the plan in place for longer than the ACA.

What % of the premium is covered by subsidy?

I don't qualify for a subsidy. But I should be able to get a tax break on some portion of the premiums and the money I spend at doctors, etc. on my taxes at year end. 

My aging parents' premiums are ~$2500/mo for a silver plan, but most of that is covered by the federal subsidy.  Without the subsidy, I do not know what to do for my parents' healthcare; perhaps send them to live overseas.

My premiums seem reasonable enough, in the 460 range monthly for a silver plan, though I have a 2k yearly deductible and additional payments for certain services, like $450 for an ED visit.  Premiums are going up about 12 bucks monthly for next year. Not bad but it seems Massachusetts premiums are already equal to or higher and other states are catching up to us with their hefty rate increases. I did have many insurance companies to choose from, probably because Mass has had their plan in place before the ACA so it's matured.

I'm trying to avoid too many doctor and medical stuff but I may need to get some issues taken care of. Trying to hold off until late this year when I go onto Medicare, with the supplemental insurance in which I'll choose a private insurance carrier. Those should be easier on me with less that I have to pay out of pocket for services, plus the monthly premiums will be a bit cheaper.